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7 Mar 2023, 4:00 am
The February 3, 2022, derailment of a freight train and the resulting chemical spill and fire in East Palestine, Ohio, has been national news for a month. [read post]
3 Apr 2013, 10:09 am
Our empirical tests show that: (1) PTAs reduce volatility in the terms of trade, (2) volatility increases social insurance, and (3) PTAs reduce social insurance. [read post]
3 Apr 2013, 5:10 am
New Jersey law provides different periods, depending on the type of claim you are filing.New Jersey courts have noted that “[a]lthough the relationship of broker to insured may be described as contractual, our cases have recognized that the insured ‘does not sue on a contract of insurance’. [read post]
1 May 2014, 7:15 am
Oral or written publication of advertising material that violates a person's right to privacy;3. [read post]
26 May 2010, 7:09 am
" In Texas case law, negligence, in the insurance context as in others, consists of three elements: 1) a legal duty owed by one person to another; 2) a breach of that duty; and 3) damages proximately resulting from the breach. [read post]
18 Sep 2014, 3:43 pm
From the date of reinstatement, SR-22 must be carried for 3 years. [read post]
1 Oct 2014, 2:47 pm
Today, for the first time in 30 years, I found a medpay provision in an auto insurance policy that takes away from the injured party the right to choose the provider he or she wishes to treat their injuries. [read post]
17 Nov 2011, 8:29 pm
Lloyd's of London, along with other excess underwriters, and Ranger Insurance, Transocean's primary insurer, opposed the claims, contending the rig owner's contract with BP didn't provide such coverage. [read post]
24 Jul 2018, 12:37 pm
The Third Circuit disagreed and held that no contradictory hearing is required when the settling parties: (1) provide notice of the settlement to the Department of Natural Resources (“LDNR”) and the Attorney General; (2) allow the LDNR thirty days to review the settlement and provide comments to the trial court; and (3) obtain the trial court’s approval of the settlement. [read post]
3 Oct 2013, 5:42 pm
(b) If the true facts had been known to the insurer pursuant to a policy requirement or other requirement, the insurer in good faith would not have issued the policy or contract, would not have issued it at the same premium rate, would not have issued a policy or contract in as large an amount, or would not have provided coverage with respect to the hazard resulting in the loss. [read post]
13 Jul 2011, 10:56 am
An insurance policy may provide payment under an actual cash value or replacement cost value. [read post]
28 Apr 2015, 7:00 am
Boswell explained that Lewis's policy provided $5000 coverage for additional incurred expenses. [read post]
6 Feb 2013, 8:08 am
Insurance common law benefits every potential policyholder, and it is justly developed when judges are provided thorough discussions of legal controversies before them. [read post]
13 Nov 2023, 10:58 am
New York Fines A.G.I.A. $190,000 for Affinity Group BusinessThe New York Department of Financial Services (NYSDFS) entered into a Consent Order with A.G.I.A., Inc. on November 3, 2023, for violations related to multiple aspects of the Company’s affinity group life as well as group accident and health insurance business. [read post]
17 Dec 2021, 2:23 pm
Disability insurance is supposed to relieve some of the stress experienced in times of disability by providing financial security to you and your family. [read post]
31 May 2024, 11:27 am
See also, NY Insurance Circular Letter No. 9, dated March 3, 2009; NY OGC Opinion, dated June 6, 2003. [read post]
19 Sep 2017, 1:38 pm
That policy provided both basic reparation benefits, as well as uninsured motorist coverage. [read post]
21 Dec 2023, 12:10 pm
While having an SR-22 will likely increase your insurance rates, different insurance providers might offer varying rates for the same coverage.Obtaining SR-22 Insurance: What You Should KnowYou may purchase coverage through any provider you’d like. [read post]
12 Jan 2013, 7:28 am
Section 651.161 also tells us that after the period given to cure the default has expired, the premium finance company may cancel the insurance contract by mailing notice of cancellation to the: (1) insurer; (2) insured at its last known address; and (3) insurance agent or broker stated on the premium finance agreement. [read post]
17 Nov 2014, 2:10 pm
While an auto insurance carrier can deny claims using the same reasons as the medical insurer, such as the injured person going to an out-of-network provider, it must pay for items that may not be included in the health insurance plan, like chiropractor and dentist visits. [read post]
