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5 Nov 2017, 6:02 am by Wolfgang Demino
” See FTC, The Structure and Practices of the Debt Buying Industry  (2013).Midland Funding LLC and similar nonbank debt buyers acquire charged-off debt at pennies on the dollar and therefore do not provide a means for the originating bank to “liquify their debts” and make capital available for further lending. [read post]
31 May 2018, 3:00 am by Corbin Bridge
One such example involves the appraisal of property before a bank can lend against the property. [read post]
23 Dec 2010, 6:38 am by Frank Pasquale
[n]o one, not even the bank’s own traders, wanted to buy the supposedly safe portions of the mortgage-backed securities Merrill was creating. [read post]
15 Mar 2010, 6:03 pm by jefhenninger
TARP funds were made available to qualifying banks; one of the critical elements of the TARP qualification process was the capital position of the applicant bank. [read post]
1 Feb 2024, 9:05 pm by renholding
This post comes to us from Professor Fernán Restrepo at UCLA School of Law. [read post]
18 Jul 2012, 12:38 am by hwuason2012
Firstly, the debt-to-assets ratio of the enterprise was high and there existed a lot of related parties borrowing; secondly, the enterprise was in the situation of long-term loss while increasing capital constantly; thirdly, offshore banks offered substantial bank loan to the long-term loss enterprise under the joint and several guarantee of the parent company. [read post]
28 Sep 2010, 4:34 am by David Feldman
My existing email will continue to forward to my new one. [read post]
18 Aug 2012, 1:52 pm by Stefan Padfield
  As just one recent possible example, I note that it seems at least some of the flow of capital to banks has been diverted on the basis of political leanings rather than banking efficiency (story here). [read post]
29 Sep 2011, 7:12 am by Mandelman
A little over a week ago, Jose´María Roldán, the Bank of Spain’s Director General of Banking Regulation, gave a presentation in London to investors that the New York Times described as “surprisingly frank. [read post]
10 Mar 2014, 7:35 am
  The first is the creation of a capital structure that reflects the contributions to the coop but that is as flexible and intuitive as basic corporate securities instruments. [read post]
23 May 2013, 7:00 am by Moderator
Simply put, these do not require the more rigorous supervisory license necessary for businesses such as offshore banking, insurance, broker-dealer, lending, fiduciary and cash transmittal services, all of which have paid-in capital requirements. [read post]
8 Jun 2007, 7:51 am
  One study concludes that remittances in Mexico are responsible for about 27% of the capital invested in microenterprises throughout urban Mexico. [read post]
25 Apr 2014, 10:48 am
Matthew, “[a]n important countervailing interest is shown to be superior. [read post]
10 Apr 2012, 3:00 am by Ted Folkman
In today’s case of the day, NML had obtained an order attaching a New York bank account owned by the Agencia Nacional de Promoción Científica y Tecnólogica, which is an instrumentality of Argentina. [read post]
16 May 2021, 6:25 pm
That replication produces exceptions within every community, and it appears in that context as naturalized in one as in another. [read post]