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30 Jul 2020, 6:50 am
See Equity Title, Inc. v. [read post]
30 Jul 2020, 6:50 am
See Equity Title, Inc. v. [read post]
26 Jan 2010, 2:32 pm
The FFELP falls within Title IV of the HEA, and is thus subject to its express preemption provision. [read post]
3 Jan 2020, 3:56 pm
For motor vehicles this means providing notice of the creditor’s lien by having his/her/its name placed on the title. [read post]
11 Jun 2014, 11:05 am
Ranking Member Crapo expressed concern about Operation Choke Point, and asked whether there was a conscious effort on the part of regulators to force legally operating lenders to stop their business. [read post]
25 Dec 2014, 9:44 am
The rights referred to are the lender's rights expressed as a foreclosure cause of action and the borrower's rights expressed as defenses. [read post]
7 Jul 2010, 11:07 am
(G) If a lender did not comply with section 2923.5 and a foreclosure salehas already been held, does that noncompliance affect the title to the foreclosed propertyobtained by the families or investors who may have bought the property at theforeclosure sale? [read post]
17 Apr 2018, 9:08 am
Key Precedent 24 C.F.R. 203.500 (“It is the intent of the Department that no mortgagee shall commence foreclosure or acquire title to a property until the requirements of this subpart have been followed. [read post]
10 Feb 2016, 12:40 pm
Bids are expressed not as a total price for the property but rather as decreasing interest percentages. [read post]
9 Jun 2008, 5:32 am
If I make any changes to the borrower listed on the title - say, if I were to get married and add a husband on the title - and forget to tell my lender, the bank has the right to accelerate the loan, demanding the entire amount immediately. [read post]
22 Jul 2013, 4:01 pm
Eves argued the personal guaranty was “the mirror image of the concept expressed” in the UCC. [read post]
14 Sep 2009, 5:22 am
Related articles by ZemantaFlorida Lender Seeks Chapter 11 Protection (nytimes.com)Home Lender Is Suspended, and Closes (nytimes.com) [read post]
7 Sep 2021, 8:38 pm
While consumer finance regulation has been moving toward ability-to-repay requirements generally, there is no express statutory requirement for auto loans. [read post]
30 Jan 2013, 10:50 pm
However, it is essential to the lender client that good title is transferred to the borrower. [read post]
9 Apr 2019, 7:17 pm
Title: Government “Social Credit” Scores for Individuals in China and the West: Smarter Governance or Social Control? [read post]
16 Dec 2008, 5:42 pm
For example:Origination charge: cannot increase.Transfer taxes: cannot increase.Appraisal fees: can only increase up to 10%.Government recording fees: can only increase up to 10%.Title insurance: can only increase up to 10% if borrower uses the title insurer selected by the lender. [read post]
13 Mar 2016, 9:01 pm
Recent bills of the 131st General Assembly (See https://www.legislature.ohio.gov/) pending in the Ohio House and Ohio Senate related to real property are as follows:------------------------------------------------------------------------------------------------------------House Bill 77General Assembly: 131Short Title: Home improvement contractors-statewide registration Long Title: To amend sections 4740.01, 4740.02, 4740.03, 4740.04, 4740.05,… [read post]
2 Aug 2012, 5:20 am
Based upon the express language, and its agreement with the reasoning of the District Court in Stubbs, the Court of Appeals held that Provident's failure to identify the true secured creditor, and misrepresentation that it was the lender rather than servicer, was fatal to the foreclosure notice. [read post]
1 Feb 2007, 4:55 am
California Court Holds that if Class Representative Plaintiff is not and Never was Member of Class then Trial Court Abuses it Discretion if it Permits Precertification Discovery for the Purpose of Identifying Class Member Willing to Serve as Plaintiff Plaintiff filed a putative class action against his title insurer (First American Title Insurance) and his lender (Wilmington Finance) alleging that "title insurers in the State of California are paying… [read post]
31 Aug 2020, 10:30 am
(We have repeatedly expressed the view that this key aspect of the Rule is indefensible.) [read post]