Search for: "Department of Consumer Credit"
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14 Dec 2016, 4:52 pm
There is an increased risk of fraudulent transactions as consumers become less cautious with their credit cards. [read post]
14 Jan 2024, 10:00 pm
A landlord can charge a rental applicant for the actual cost, up to a maximum of $25, for a consumer credit report in most situations. [read post]
1 Jul 2009, 9:00 am
However, if a dealership closes its doors, the customer may watch their credit rating unravel as the payments on the trade-in car go past due. [read post]
29 Apr 2018, 1:13 pm
Researcher, Credit Department, Department of Market Order, Ministry of Commerce Guo Wenbo. [read post]
9 Aug 2012, 1:53 pm
Computer Credit, Inc., 164 F.3d 81, 85 (2d Cir. 1998). [read post]
19 Oct 2023, 6:07 am
In a signing message, Governor Newsom indicated that “stronger consumer and investor protections will prevent fraud and ensure bad actors are held accountable. [read post]
27 Sep 2016, 9:16 am
Specifically, the DOJ had asserted that, by imposing rules barring merchants from steering consumers to other credit card brands, AmEx was improperly thwarting competition. [read post]
27 Sep 2016, 9:16 am
Specifically, the DOJ had asserted that, by imposing rules barring merchants from steering consumers to other credit card brands, AmEx was improperly thwarting competition. [read post]
25 May 2012, 11:07 am
The practice of offering higher rate loans to certain borrowers is known as “risk-based pricing” and FACTA provides statutory protections for consumers who, based on information contained in their “consumer report[s],” are offered credit at “materially less favorable [terms] than the most favorable terms available to a substantial proportion of consumers. [read post]
1 Sep 2023, 9:05 pm
Last year, the three major credit bureaus announced that certain medical debts would no longer appear on credit reports, but unpaid collections and any debts over $500 would remain on reports, continuing to hamper consumer access to credit. [read post]
27 Jul 2016, 9:42 am
Department of Justice of charges that the bank’s mortgage lending practices violated the Equal Credit Opportunity Act and Fair Housing Act by redlining majority-minority neighborhoods in the Memphis MSA and illegally discriminating against African Americans in the underwriting and pricing of certain mortgage loans. [read post]
2 May 2011, 2:47 pm
The US Department of Housing and Urban Development's (HUD) Real Estate Settlement Procedures Act (RESPA) Division released its latest RESPA ROUNDUP newsletter (Volume 5, April 2011). [read post]
16 Jul 2011, 9:27 am
The unemployment rate was 8.9 percent in May, according to the Illinois Department of Employment Security. [read post]
25 Jul 2015, 4:52 am
In one year alone, Obama provided $90 BILLION in tax credits to firms like Tesla, Solyndra and Fisker. [read post]
2 Apr 2010, 8:30 am
The campaign is spearheaded by the Department of Consumer Affairs' Office of Financial Empowerment. [read post]
15 Mar 2022, 9:09 am
Opportunity Financial, LLC (OppFi) has filed a Complaint for Declaratory and Injunctive Relief in a California state court against the California Department of Financial Protection and Innovation (DFPI), seeking to block the DFPI from applying California usury law to loans made through OppFi’s partnership with Fin Wise Bank (Bank), a state-chartered FDIC-insured bank located in Utah. [read post]
11 Jun 2019, 4:51 am
One case involved allegations that a consumer electronics retailer had conditioned the extension of credit on mandatory preauthorized transfers in violation of the EFTA and Regulation E. [read post]
23 Jul 2021, 6:39 am
To date, “the Department has no indication that Service members and their families lack adequate access to necessary, responsible credit. [read post]
27 Jan 2012, 1:18 pm
“I can confidently and proudly say that the Department has fully lived up to that pledge. [read post]
31 Jul 2013, 2:00 am
Porter, Partner The Department of the Treasury, the Social Security Administration, the Department of Veterans Affairs, the Railroad Retirement Board and the Office of Personnel Management (“Agencies”) published a proposed rule on April 19, 2010, to address concerns related to the garnishment of certain exempt Federal benefit payments direct deposited into consumers deposit accounts. [read post]
