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3 Nov 2016, 12:48 pm by Jeremy C. Sairsingh
Sairsingh On Monday the CFPB released updated examination procedures for student loans. [read post]
3 Nov 2016, 8:00 am by Sevens Legal
Most drug charges can carry heavy convictions, fines and stay on your personal record, which can affect your job, buying a home or getting a loan. [read post]
24 Oct 2016, 10:00 am by The Sader Law Firm
The totality of circumstances test (Missouri courts allow this test) has led to the successful discharge of student loans in the Eighth Circuit Court of Appeals. [read post]
29 Sep 2016, 1:20 pm by David Post
 I ended up lending him 50 bucks — a fair bit of money back in those days, at least for a grad student on a stipend that I think was around $1,800 a year. [read post]
26 Sep 2016, 10:00 am by The Sader Law Firm
We have discussed how the totality of circumstances test is more lenient that the Brunner test when filing for bankruptcy with student loans. [read post]
15 Sep 2016, 6:20 am by Gregory J. Brod
The company’s schools were allegedly kept in business through the federal student loan monies that students would receive (and then pay to the school for tuition expenses and other educational costs). [read post]
8 Sep 2016, 9:10 am by Cathy Moran
Note that this analysis applies even to debts like student loans:  while the student loan may survive the Chapter 13 discharge, the amount paid out on the loan is limited by the means test and the claims of other creditors. [read post]
2 Sep 2016, 5:00 am by Anthony C. Kaye
  The final rule extends the MLA’s 36 percent interest cap and other restrictions to a host of additional products, including credit cards, installment loans, private student loans and federal student loans not made under Title IV of the Higher Education Act, and all types of deposit advance, refund anticipation, vehicle title, and payday loans (but residential mortgages and purchase-money personal property loans are… [read post]
2 Sep 2016, 5:00 am by Anthony C. Kaye
  The final rule extends the MLA’s 36 percent interest cap and other restrictions to a host of additional products, including credit cards, installment loans, private student loans and federal student loans not made under Title IV of the Higher Education Act, and all types of deposit advance, refund anticipation, vehicle title, and payday loans (but residential mortgages and purchase-money personal property loans are… [read post]
22 Aug 2016, 8:58 am by Eugene Volokh
Third Circuit: While happy law students may all be alike, every unhappy law student will be unhappy in their own way. [read post]
11 Aug 2016, 7:05 pm by Gene Takagi
Program-related investments (PRIs) are investments (not grants) made by private foundations in which: The primary purpose is to accomplish one or more of the foundation’s 501(c)(3) exempt purposes (other than testing for public safety), Production of income or appreciation of property is not a significant purpose, and Influencing legislation or engaging in political campaign intervention is not a purpose. [read post]
1 Aug 2016, 12:55 pm by Dalié Jiménez
Part of our work has focused on creating a set of materials to help pro se filers through a no asset Chapter 7 bankruptcy (I blogged about the student loan AP materials here). [read post]
27 Jul 2016, 9:36 pm by David Frakt
Indeed the LSAC National Longitudinal Bar Passage Study found that “law school grade-point average (LGPA) and Law School Admission Test (LSAT) score were the strongest predictors of bar examination passage for all groups studied. [read post]
21 Jul 2016, 9:30 pm by Justin Daniel
Department of Education (DoED) announced a series of new policies aimed at better protecting students who use loans to fund their education—included in the 56-page memo are directions for the Federal Student Aid (FSA) office to implement various tools to improve communications with borrowers, including rebranding FSA communications materials to match the DoED style. [read post]
13 Jun 2016, 1:00 pm by Dykema
  The rule does exclude certain types of products: Certain purchase money security interest loans; Real estate secured credit; Credit cards; Student loans; Non-recourse pawn loans; and Overdraft services and lines of credit. [read post]
23 May 2016, 9:16 am by Barbara S. Mishkin
Student Loan Servicing and Consumer Reporting. [read post]