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26 Mar 2018, 2:53 pm by Kelly Phillips Erb
Shutterstock It’s my annual “Taxes from A to Z” series! [read post]
18 Oct 2012, 2:00 pm by Heather S. Klein
The CFPB’s proposal includes updating the official Reg Z staff commentary to explain when a card issuer may consider a household member’s income in evaluating an applicant’s ability-to-pay. [read post]
25 Jun 2020, 9:00 am by Amanda E. Phillips
” The existing Regulation Z Commentary addresses the transactions that are counted for purposes of determining an “underserved” area and, based on the HMDA data codes that existed before the CFPB’s October 2015 amendments to the HMDA rules, provides that transactions identified with the following codes are not counted: Owner-occupancy status is reported as “Not owner-occupied” (HMDA code 2) Property type is reported as “Multifamily”… [read post]
19 Oct 2016, 5:00 pm by Administrator
National Business Institute: Human Resource Law from A to Z November 16-17 Fireside Inn & Suites, 81 Riverside Street, Portland, MaineRegister  Many complicated issues can arise in the day-to-day operations of any human resources department. [read post]
6 Jun 2022, 7:41 am by Reid F. Herlihy
Z foreclosed the plaintiff’s FDCPA and FCCPA claims as a matter of law and concluded that under the circumstances alleged in the complaint, they did not. [read post]
14 Aug 2014, 2:01 pm by Richard J. Andreano, Jr.
 Although the CFPB cited the upfront fee restrictions under Regulation X and Regulation Z that apply to residential mortgage loans, the CFPB did not note that the Regulation X restriction applies to applications received on or after January 1, 2010 and the Regulation Z restriction applies to applications received on or after July 30, 2009. [read post]
22 Jun 2015, 5:00 am by Broc Romanek
Since the new Regulation A/A+ took effect on Friday, June 19th – and the SEC denied Montana’s request to stay its implementation – the SEC has posted these 6 new/revised forms (& Form 2-A has been rescinded): – Form 1-A: Regulation A Offering Statement – Form 1-K: Annual Reports and Special Financial Reports – Form 1-SA: Semiannual Report or Special Financial Report Pursuant to Regulation A – Form 1-U: … [read post]
7 Dec 2022, 2:08 am by Jikku Venkat, WorkEQ
Group text messages, 1:1 phone calls, company-wide newsletters, and virtual meetings are all examples of ways to do this.Mentoring opportunities: One of the benefits of having employees from different generations is the wealth of experiences and knowledge they can bring to the table. [read post]
13 Aug 2014, 3:00 pm by Richard J. Andreano, Jr.
  Although the CFPB cited the upfront fee restrictions under Regulation X and Regulation Z that apply to residential mortgage loans, the CFPB did not note that the Regulation X restriction applies to applications received on or after January 1, 2010 and the Regulation Z restriction applies to applications received on or after July 30, 2009. [read post]
8 Sep 2008, 12:19 pm
The Ombudsman's view I was concerned that the LSS had missed the crux of Mrs X, Mrs Y and Mrs Z's complaint in relation to Issue 1. [read post]
15 Dec 2022, 1:58 pm by Gene Takagi
2022 was the year many of us treated as the one that followed the COVID pandemic, even though that’s not true at all. [read post]