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6 Dec 2013, 8:03 am
• Matching algorithms: Stone stated that the CFPB is seeking additional information about the matching algorithms being used by the national CRAs (Equifax, Experian, and TransUnion) to assess how data elements may vary from one individual to the next and across furnishers. [read post]
5 Apr 2022, 10:02 am
TransUnion LLC v. [read post]
12 Jul 2021, 12:07 pm
Interestingly, the court does not delve into Spokeo or mention TransUnion, the most recent Supreme Court case on Article III standing. [read post]
26 Sep 2023, 6:00 pm
Identifying the Issue Reviewing Your Credit Report for Accuracy Obtaining a Free Credit Report You can request a free copy of your credit report from each of the three major credit bureaus (Experian, Equifax, and TransUnion) once a year at AnnualCreditReport.com. [read post]
23 Aug 2019, 12:32 pm
A tax lien was once maintained by all three credit bureaus (Equifax, TransUnion, and Experian). [read post]
6 Feb 2008, 11:27 am
UPDATE II The next witness was Richard Wilson, an account manager for TransUnion, one of the country's Big Three credit bureaus. [read post]
27 Jun 2018, 6:46 am
While credit-monitoring is helpful for preventing a breach, some companies may only monitor one of the three credit bureaus (Equifax, Experian, and TransUnion) to keep costs low, leaving customers vulnerable to fraudulent activity that shows up on other bureau’s credit reports. [read post]
24 Jan 2016, 8:13 am
By law, you’re entitled to one free copy of your credit report each year from each of the major credit bureaus (Equifax, Experian, and TransUnion): that’s a total of three reports every year (you may be entitled to additional copies if you’re the victim of identity theft). [read post]
CFPB and FTC file amicus brief regarding servicemembers’ right to sue under the Military Lending Act
30 Nov 2022, 8:31 am
The district court observed that this principle was reaffirmed in TransUnion LLC v. [read post]
28 Oct 2021, 10:10 am
Citing TransUnion, the court says that this claim fails for Article III standing. [read post]
10 Oct 2007, 8:05 am
Experian, one of the three leading credit reporting agencies, has taken the reigns on implementing FICO 08. [15] It is expected that Equifax and Transunion are soon to follow and will put FICO 08 into practice sometime in early 2008. [16] Consequently, young adults, poor credit holders, and spouses will no longer be able to receive the benefit of being an authorized user on another person's credit account. [read post]
14 Sep 2017, 1:15 pm
Next, visit the other credit bureaus: Experian (https://www.experian.com/freeze/center.html) and TransUnion (https://freeze.transunion.com/sf/securityFreeze/). [read post]
24 Mar 2017, 10:01 am
TransUnion Court Rejects “Browsewrap. [read post]
16 May 2023, 12:58 pm
File the disputes with all three credit bureaus, which are TransUnion, Equifax, and Experian. [read post]
5 Oct 2017, 8:00 am
What To Do If You’re an Identity Theft Victim If you’ve discovered you’re an identity theft victim, some things you can do to deal with it include: Contact at least one, but preferably all three, credit bureaus (Experian®, TransUnion®, and Equifax®) and request a security/fraud alert be included in your credit profile. [read post]
13 Jun 2019, 5:31 pm
It’s important to note that unlike a fraud alert, a separate credit freeze request must be submitted to each of the three major credit reporting agencies (Equifax, Experian, and TransUnion). [read post]
29 Jun 2022, 10:44 am
In particular, for a damages class action, every putative class member must have Article III standing (as required by TransUnion LLC v. [read post]
27 Feb 2024, 1:54 pm
Regarding data breaches, Transunion LLC v. [read post]
10 Apr 2024, 11:37 pm
Here’s a step-by-step approach to rebuilding your credit after bankruptcy: Obtain a Copy of Your Credit Report – After completing the bankruptcy process, obtain a copy of your credit report from the three major credit bureaus (Experian, Equifax, and TransUnion). [read post]
11 Mar 2024, 9:48 am
We encourage our clients to pull their credit reports from Equifax, Experian, and TransUnion to verify if there are any joint debts. [read post]