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”  The TILA/RESPA Integrated Disclosure Rule significantly limits the ability of a lender to add or increase fees at closing, so it is not clear how lenders can tack on a host of fees at closing. [read post]
31 Jan 2022, 12:46 pm by Shannon O'Hare
Liens, pledges and mortgages over movables are not subject to registration. [read post]
31 Jan 2022, 9:51 am by Russell DeMott
If you run your firm as a corporation, limited liability company, or other large legal organization, you won’t be able to petition for Chapter 13. [read post]
28 Jan 2022, 3:46 pm by Cari Rincker
Just like a will, a testamentary trust is not operative until your death, making them a little less flexible and more limited in function. [read post]
28 Jan 2022, 12:08 am by Tessa Shepperson
Section 44 of the Companies Act stipulates that when signing documents on behalf of a limited company, it must be signed either by two directors, or by a director and a company secretary, or by a director before a witness. [read post]
27 Jan 2022, 9:34 am by Rick Klau
A precursor to the Fair Housing Act of the 60s, the NHA established a practice that would later become known as redlining – making it possible for White home buyers to secure mortgages, excluding Black Americans from doing the same. [read post]
24 Jan 2022, 1:23 pm by Daniel
Anyone who buys a home or real property for a business wants to be sure they completely own the property – subject only to limited rights such as the right of utility companies to enter your property. [read post]
24 Jan 2022, 12:58 pm by Daniel
Outside of filing for bankruptcy, if a homeowner is in default on his/her mortgage, there are limited options.One option according to The Balance is to try to obtain a modification of the loan. [read post]
24 Jan 2022, 12:42 pm by Daniel
There are short time limits for seeking a deficiency judgment.Need to start a foreclosure action. [read post]
24 Jan 2022, 11:49 am by Daniel
Most Chapter 7 filers, but not all, do fall below the means test limit – mainly because most Chapter 7 filers have a limited income. [read post]
24 Jan 2022, 11:03 am by Kevin LaCroix
Trustee (“EOUST”) identifying certain perceived deficiencies in the insured’s mortgage servicing practices. [read post]
23 Jan 2022, 2:03 pm
Adams Financial Services (1999) 71 Cal.App.4th 831, 835‒840 [defendants tricked an elderly legally blind woman into a reverse mortgage by telling her she was authorizing them to learn the payoff on her mortgage].) [read post]
22 Jan 2022, 11:31 pm by Chris Manes
The INC Database While the INC system receives hundreds of millions of documents, the categories that count with respect to residency audits are quite limited. [read post]
21 Jan 2022, 3:00 am by Jim Sedor
The law places a $250,000 limit on the repayment of personal loans from candidates to campaigns using money from postelection donations. [read post]
20 Jan 2022, 4:00 am by Tracy Coenen
It is usually more about limiting the pain or the perception of loss. [read post]
19 Jan 2022, 9:12 am by Marina Wilson
Expand Your Community Connections Do not limit your network to solely colleagues and former clients. [read post]
19 Jan 2022, 8:37 am by IWAdmin
For those who do itemize, here are some common allowable items to include on Schedule A of your Form 1040: State and local income, sales, and property taxes up to a total of $10,000 (for married filing jointly, $5,000 for single or married filing separately) Charitable contributions up to 60% of a taxpayers adjusted gross income (AGI), although this limit was suspended for tax years 2020 and 2021 as part of pandemic relief efforts Gambling losses Interest on mortgages up to… [read post]