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6 Oct 2022, 9:47 am by Kristen E. Larson
§§ 1005.30 to 1005.36, and the Consumer Financial Protection Act. [read post]
6 Oct 2022, 5:16 am by Jim Dempsey
Take the performance-based emissions standards set by the Environmental Protection Agency under the Clean Air Act. [read post]
4 Oct 2022, 3:57 pm by Marx Sterbcow
  Regulation, Liabilities & Politics” which will focus on the impact of the Consumer Financial Protection Bureau’s lawsuit against Townstone Financial and how the CFPB’s regulation by political enforcement is now taking aim at the real estate brokerage and title insurance industries. [read post]
4 Oct 2022, 2:33 pm by Tom Kosakowski
Barrar comes to the position from the Consumer Financial Protection Bureau, where she was an an Associate Ombudsman at the CFPB Ombudsman’s Office. [read post]
30 Sep 2022, 7:16 am by Chris Skelton and Kara Simon
The Federal Trade Commission and the Consumer Financial Protection Bureau may bring enforcement actions when collectors violate the FDCPA. [read post]
29 Sep 2022, 9:09 pm by Tori Hawekotte
EDITOR’S CHOICE In an essay in The Regulatory Review, Rohit Chopra, director of the Consumer Financial Protection Bureau, discussed the need for structural deterrents to large financial firms who repeatedly violate the law. [read post]
29 Sep 2022, 10:41 am by Alan S. Kaplinsky
The unconstitutionality of the CFPB’s funding structure has also been raised by Populus Financial Group, Inc. in the lawsuit filed by the CFPB in July 2022 against Populus in a Texas federal district court. [read post]
29 Sep 2022, 10:22 am by Alan S. Kaplinsky
Populus Financial Group, Inc., which does business as ACE Cash Express, has filed a motion to dismiss the lawsuit filed by the CFPB in July 2022 against Populus in a Texas federal district court in which the CFPB alleges that Populus engaged in unfair, deceptive, and abusive acts or practices by concealing the option of a free repayment plan to consumers and making unauthorized debit-card withdrawals. [read post]
28 Sep 2022, 7:00 am by Kelly Goles
Today we will explore the evolution of the American funeral, and how funeral practices in the United States led to the creation of consumer protection laws that regulate goods and services in the death care industry. [read post]
27 Sep 2022, 9:04 pm by Rohit Chopra
Achieving general deterrence is an important goal for the Consumer Financial Protection Bureau (CFPB). [read post]
27 Sep 2022, 12:14 pm by Alan S. Kaplinsky
  Calling the assertion that the bank in such partnerships is the true lender “debatable,” they argue that it is clear that the nonbank partner is a covered person delivering a consumer financial product or service in its role as loan servicer. [read post]
25 Sep 2022, 9:08 pm by Series of Essays
September 28 | Rohit Chopra, Director of the Consumer Financial Protection Bureau (CFPB)The post Reining in Repeat Offenders first appeared on The Regulatory Review. [read post]
23 Sep 2022, 8:05 am by Richard J. Andreano, Jr.
 In the course of the Bureau’s market monitoring, some stakeholders have asserted that it may be appropriate to address those frictions in some circumstances in which borrowers would receive a demonstrated benefit from refinancing, such as lower interest rates or lower monthly payments, and where other protections are in place, such as protections against serial refinances. [read post]
  This is the risk that frequent BNPL usage may threaten borrowers’ ability to repay non-BNPL financial obligations, such as rent, utilities, mortgages and other loans. [read post]
22 Sep 2022, 10:37 am by Erin A. Sedmak
The Director of the Consumer Financial Protection Bureau (“CFPB”), Rohit Chopra, while attending an event organized by the Public Citizen (a group that opposes mandatory arbitration clauses in consumer agreements), indicated that the CFPB is unlikely to issue a new rule regulating such clauses because the Congressional Review Act prevents it from issuing “a substantially similar rule. [read post]
21 Sep 2022, 11:00 am by Brian Turetsky
  Sanya Shahrasbi and Daniel Dwyer, Staff Attorneys at the FTC’s Bureau of Consumer Protection, Division of Financial Practices, also discussed the proposed Rule in a recent episode of our Consumer Finance Monitor Podcast. [read post]
” The Consumer Financial Protection Bureau (CFPB) and Federal Trade Commission (FTC) are also urged to “redouble” their monitoring of consumer complaints in the digital assets space. [read post]
18 Sep 2022, 8:52 am by Patrick A. Malone
The Consumer Financial Protection Bureau (CFPB) has conducted hearings and issued a report as well as putting out a joint letter with the Centers for Medicare and Medicaid Services (CMS), the agency with oversight of nursing homes and other long-term care facilities. [read post]