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1 Jun 2020, 6:30 am
As he so often instructs us: look to the exclusions for the best answers.And with that out of the way, here's what we wrote in '15, and which applies today, as well:Homes, businesses and cars have been burned, looted and otherwise damaged, leaving owners wondering what, if any, insurance payments they can expect.The Insurance Information Institute (III) has helpfully published a media advisory confirming that, generally speaking, such damage is considered a… [read post]
10 Nov 2015, 8:56 am
"Ibrahim put the business owner at great financial risk when he issued a bogus insurance certificate," Insurance Commissioner Dave Jones said in a statement. [read post]
17 Sep 2024, 3:00 am
Commercial Property and Liability Insurance Dive into this practice note for an overview of commercial property insurance and commercial general liability (CGL) insurance. [read post]
3 Jun 2013, 2:46 pm
Therefore, if the policy provides $10 million of liability coverage, but the contract, for example, between owner and contractor requires contractor to provide owner with coverage as an additional insured in an amount of $1 million, the owner is only insured for $1 million irrespective of the limits of the policy. [read post]
17 Jul 2019, 3:48 pm
This process sends out a message to a random pool of car owners asking for proof of insurance. [read post]
26 Sep 2011, 5:08 am
The Moulton owner filed a claim with its insurer, St. [read post]
8 Mar 2011, 7:57 am
A home owner has hail damage, flood, or fire and the insurance company suggests a company to make the repairs. [read post]
17 Sep 2016, 8:17 am
A homeowner’s insurance policy offers important protections for both property owners and individuals who may suffer a personal injury on the subject property. [read post]
22 Mar 2014, 6:56 am
What most people do not understand that force-place insurance protects the mortgage owner only. [read post]
25 Jan 2011, 2:48 pm
These insurance companies had exclusions in the policies that specifically excluded the type of coverage being sought by the home owners. [read post]
3 Oct 2018, 11:45 am
This isn’t the first time Hensley’s been accused of posing as an insurance agent and stealing money from local business owners. [read post]
17 Mar 2010, 9:19 am
In Florida, the most commonly understood purpose of stacked Uninsured/Underinsured Motorist (UM/UIM) insurance is to increase coverage limits for owners of multiple vehicles insured under the same policy. [read post]
21 Feb 2023, 1:02 pm
The post IS YOUR CAR INSURABLE? [read post]
18 Apr 2020, 9:20 am
The basics of a business insurance policy are: Business contacts an insurance broker; insurance broker shops around for the cheapest insurance policy for business; Broker presents policy to the business owner; The business owner selects a policy; The business owner pays premiums every year; If a business has a loss (fire, theft, terrorist attack, data breath, closing by civil authority, etc) the business files a claim under the policy;… [read post]
19 Jun 2016, 4:56 am
" The institute also advises pet owners to be cautious about exposing pets to new situations and to discourage children from disturbing animals that are eating or sleeping. [read post]
27 Nov 2023, 11:41 am
These laws specify the obligations of drivers and vehicle owners regarding financial responsibility and insurance coverage: California Vehicle Code Section 16028(a): This section mandates that drivers in California must carry proof of financial responsibility, which typically means proof of automobile insurance. [read post]
13 Apr 2023, 11:41 am
Negotiation: The attorney may negotiate with the responsible party or their insurance company to reach a settlement that adequately compensates the victim for their losses. [read post]
8 Aug 2022, 1:00 am
In turn, the insurance company will investigate the conditions at the pool to determine liability and will file a claim against the pool owner’s insurance for repayment. [read post]
19 Aug 2012, 10:35 am
(Generally, flooding is covered only through a federal insurance program.) [read post]
23 Feb 2020, 6:16 am
Life insurance contracts may be sold for many reasons, including among family members as circumstances change, between trusts when it is desired to move a policy out of an irrevocable trust to one that has more desirable terms (although oftentimes that is nontaxable if it is a sale between grantor trusts), or changes in business relationships and coverages.Previously, the IRS had adopted the position that an owner’s basis in a life insurance policy was the total… [read post]
