Search for: "Transunion"
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11 Jan 2009, 10:13 am
All these companies are considered consumer-reporting agencies, and similar to Equifax, Experian, and TransUnion. [read post]
5 Jan 2009, 9:13 am
"A provision of the Fair Credit Reporting Act allows you to add comments to your credit report that can cover 'any number of items or topics they wish,' according to Steven Katz, a spokesman for credit bureau TransUnion. [read post]
29 Dec 2008, 1:16 am
You as a consumer are entitled to free copies of your credit report at least once a year from each of the three major credit reporting firms—Equifax, TransUnion and Experian. [read post]
23 Dec 2008, 3:57 pm
For credit reporting it means the furnisher (the bank or whoever wrote the account off) must report to Equifax, Experian, TransUnion, and the other credit reporting agencies that the account has actually been charged off. [read post]
13 Dec 2008, 6:35 pm
The Law- Under the Fair Credit Reporting Act ("FCRA"), credit reporting agencies such as Transunion, Experian and Equifax, all have a duty to conduct an investigation into a consumer's dispute regarding the accuracy or completeness of an item appearing on a consumer's report. 15 USC 1681i. [read post]
18 Nov 2008, 9:38 pm
Your FICO score or credit score is a score compounded by the 3 major credit bureaus (Experian, Equifax and TransUnion) and is used to determine the interest rate from a home mortgage to a car loan. [read post]
11 Nov 2008, 7:37 pm
To get your free credit report you can write or call: Annual Credit Report Request Service PO Box 105281 Atlanta, GA 30348-5281 1(877) 322-8228 You can also contact any of the credit bureaus directly by clicking on the links below or calling the number listed: Visit Equifax or call 1(800) 685-1111 Visit Experian or call 1(888) 397-3742 Visit TransUnion or call 1(800) 916-8800 Contact a bankruptcy attorney to learn more about how a bankruptcy may help you and how it will affect… [read post]
30 Sep 2008, 1:51 pm
Experian and TransUnion say they have already updated their credit files to be compliant with the court order, while Equifax declined to comment. [read post]
18 Aug 2008, 5:30 pm
Under the Fair Credit Reporting Act (FCRA), the Consumer Credit Reporting Companies (Equifax, Experian, Innovis and TransUnion) are permitted to include your name on lists used by creditors or insurers to make offers of credit or insurance. [read post]
9 Jul 2008, 9:41 am
In other words, oftentimes when you receive a discharge, the creditors refuse to follow the law and instead will either leave a balance (known as "Parking") or will update the account but refuse to tell the credit reporting agencies (Equifax, Experian, TransUnion) that the account has been discharged and should have a zero balance. [read post]
1 Jul 2008, 8:30 pm
However, it is important to note that there are three companies that maintain credit information- Experian, Equifax and TransUnion. [read post]
30 Jun 2008, 9:29 pm
TransUnion TransUnion provides credit and fraud-prevention data, including tips for avoiding fraud and fraud victim contact and reporting information. [read post]
29 Jun 2008, 9:15 pm
Sixteen different class-action suits from around the country were consolidated into a single case against TransUnion in U.S. [read post]
29 Jun 2008, 2:22 pm
When that does not correct false items, it is time to go on to the fourth step which is to sue Equifax, Experian, Transunion, and any other responsible parties such as the creditor or furnisher of information. [read post]
13 Jun 2008, 10:59 am
I offer another site to get a free credit report: AnnualCreditReport: "This central site allows you to request a free credit file disclosure, commonly called a credit report, once every 12 months from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion. [read post]
4 Jun 2008, 9:59 pm
TransUnion has recently settled a lawsuit with several disgruntled credit users and you can reap the benefits. [read post]
2 Jun 2008, 7:55 pm
In other words, oftentimes when you receive a discharge, the creditors refuse to follow the law and instead will either leave a balance (known as "Parking") or will update the account but refuse to tell the credit reporting agencies (Equifax, Experian, TransUnion) that the account has been discharged and should have a zero balance. [read post]
8 May 2008, 4:31 am
The consumer reporting agencies ("CRAs"), which include Equifax, Experian, and TransUnion , are the companies that compile the credit reports on consumers. [read post]
12 Apr 2008, 2:21 pm
As many consumers have discovered to their horror, sometimes accounts appear on their credit reports which do not belong to them, and when that is explained to the credit reporting agencies (such as Equifax, Experian and TransUnion) and to the creditor/furnisher of information (such as Verizon, Bank of America, Capital One, etc.) the information is often not removed. [read post]
10 Apr 2008, 8:18 am
” The General Counsel of TransUnion (N.B.: another law department on the record about outsourcing) cites document review savings of 85% versus the domestic alternative. [read post]
