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2 Apr 2021, 6:48 am by Haley Macray
According to credit card data, consumer spending has seen recent growth and is now consistent with this time last year. [read post]
1 Apr 2021, 8:44 am by Kristian Soltes
The recently initiated Federal Trade Commission and Justice Department investigations of complaints that the networks are interfering with merchants’ debit-routing choice under the Durbin Amendment have clearly re-awakened long-simmering emotions over radioactive interchange policies. . . . [read post]
30 Mar 2021, 9:02 pm by Larissa Morgan
For example, over the course of its three-year grant, the Pennsylvania Health Insurance Navigator Program engaged with credit counseling agencies, social services organizations, and other community partners to enroll nearly 2,500 consumers in health insurance and answer over 24,000 consumer inquiries. [read post]
30 Mar 2021, 7:56 pm by Rob Robinson
Financial services institutions continue to grapple with managing data in compliance with the Basel Committee on Banking Supervision’s (“BCBS”) 239 and the Fair Credit Reporting Act (“FCRA”). [read post]
30 Mar 2021, 6:51 am by Kevin Kaufman
Table of Contents Executive Summary Introduction Overview of Current Proposals — Governor Justice’s Proposal — House Republican Proposal — Senate Republican Proposal Income Tax Reductions — Economic Overview — Impact on Pass-Through Businesses — Impact on Migration and Remote Work — The Role of Reciprocal Agreements Sales Tax Changes — The Sales Tax Consensus — Rate Increase — Taxation of Professional Services Luxury Tax Excise and… [read post]
26 Mar 2021, 9:46 am by Flaxman Law Group
The Florida Department of Agriculture of and Consumer Services also has a website which lists scams. [read post]
26 Mar 2021, 8:27 am by Adam Isles, Paul Rosenzweig
On Feb. 4, 2021, the New York State Department of Financial Services issued guidance on the cyber insurance market to foster more robust industry approaches to “managing and reducing the extraordinary risk we face from cyber intrusions. [read post]
25 Mar 2021, 9:03 pm by Brinna Ludwig
The agency explained that the number of complaints increased because credit reporting agencies like Equifax and TransUnion stopped offering substantive and detailed responses to consumer complaints during the pandemic, leading consumers to turn to the agency. [read post]
25 Mar 2021, 8:06 am by Kristian Soltes
BNPL has grown exponentially over the past year, providing a way for consumers to finance larger purchases while avoiding building credit card debt. [read post]
The Department of Education announced last week that it is changing how it determines relief for borrowers who assert “borrower defense claims. [read post]
18 Mar 2021, 3:13 pm by John L. Culhane, Jr.
  In addition, last month, the California Department of Financial Protection and Innovation (DFPI) announced that it had launched an investigation into whether student debt relief companies operating in California are engaging in illegal conduct under the California Consumer Financial Protection Law and Student Loan Servicing Act (SLSA). [read post]
16 Mar 2021, 12:18 pm by Emma Andersson
Over 33 months, the department arrested people experiencing homelessness more than 6,000 times for low-level offenses. [read post]
11 Mar 2021, 9:03 pm by Brinna Ludwig
Department of Homeland Security Alejandro N. [read post]
4 Mar 2021, 9:30 am by Kristian Soltes
It showed that consumer transparency was at the heart of our model and it paid off for us. [read post]
3 Mar 2021, 6:00 am by Kevin Scott and Donna Ruscitti
Robins, which held that concrete and particularized injuries, rather than mere procedural violations, are required for a valid statutory privacy claim under the Fair Credit Reporting Act (FCRA), courts have been split on consumer privacy and data breach related “no-injury” cases. [read post]