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ET, Ballard Spahr will hold a webinar on AB-1864 and other bills recently enacted in California that significantly impact consumer financial services. [read post]
Ballard Spahr LLP has submitted a comment letter to the OCC in support of its proposed rule, “National Banks and Federal Savings Associations as Lenders” (the “Proposed Rule”). [read post]
13 Jul 2020, 10:40 am by Alan S. Kaplinsky
” As it did in the fair lending report, the Bureau comments that “the existing regulatory framework has built-in flexibility that can be compatible with AI algorithms” and repeats the two examples of such flexibility given in the report: (1) the absence of a requirement for a creditor, when giving specific reasons for adverse action, to describe how or why a disclosed factor adversely affected an application, or, for credit scoring systems, how the factor relates to… [read post]
6 Jul 2020, 2:47 pm by Alan S. Kaplinsky
ET, Ballard Spahr will hold a webinar, “The CFPB’s LIBOR Transition Proposal and Guidance: What You Need To Know. [read post]
17 Jun 2020, 6:12 am by Barbara S. Mishkin
Last month, we held a webinar, “Consumer Protection: What’s Happening at the FTC,” in which leaders of Ballard Spahr’s Consumer Financial Services Group were joined by special guest speakers Andrew Smith, Director of the FTC’s Bureau of Consumer Protection, and Malini Mithal, Associate Director of the FTC’s Division of Financial Practices. [read post]
ET, Ballard Spahr will hold a webinar, “The OCC Issues Final CRA Rule – What Changed and What’s Next? [read post]
4 Jun 2020, 11:17 am by Barbara S. Mishkin
”  Leonard Chanin, Deputy to the FDIC Chairman, will discuss a wide range of topics with Alan Kaplinsky and Chris Willis, leaders of Ballard Spahr’s Consumer Financial Services Group. [read post]
ET, Ballard Spahr will hold a webinar, “Fair Lending and UDAAP Considerations During the COVID-19 Era. [read post]
7 Apr 2020, 6:41 am by Philip M. Dodd
In the meantime, Ballard Spahr attorneys are well-prepared to assist lenders and borrowers in making and obtaining PPP loans, and are advising lenders and borrowers in navigating the PPP loan application and origination process. [read post]
25 Mar 2020, 7:26 am by Dee Spagnuolo and Anu Susan Thomas
Ballard Spahr’s D&I counseling team advises financial institutions on the development, enhancement, and implementation of their D&I programs. [read post]
25 Mar 2020, 6:23 am by Jenny N. Perkins and Alexa L. Levy
Ballard Spahr’s Consumer Financial Services Group is closely monitoring the impact of COVID-19 on arbitration and will provide updates on our blog. [read post]
27 Jan 2020, 7:39 pm by Jeff Gittins
Ballard)House Bill 40 would enact the Water Loss Accounting Act that creates a technical advisory committee which provides technical assistance to certain water systems that are required to prepare and submit annual water loss accounting reports. [read post]