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27 Apr 2016, 9:01 am by Cynthia Marcotte Stamer
  On one hand, failing to design and administer their health benefit programs to comply with these and other rules and interpretations about the preventive care and other federal health plan mandates imposed by the ACA or other laws can trigger significant liability for insurers as well as group health plans and theirsponsoring employers. [read post]
21 Apr 2016, 10:07 am by Cynthia Marcotte Stamer
Health Plans, Sponsors & Business Associates Should Verify Plan’s HIPAA Compliance Employers and other health plan sponsors and the health plan fiduciaries and business associates providing services involving dealings on behalf of the plan with protected health information just received another reminder to confirm and be prepared to prove all required business associate agreements are in place and that the health plans otherwise… [read post]
21 Apr 2016, 10:07 am by Cynthia Marcotte Stamer
Health Plans, Sponsors & Business Associates Should Verify Plan’s HIPAA Compliance Employers and other health plan sponsors and the health plan fiduciaries and business associates providing services involving dealings on behalf of the plan with protected health information just received another reminder to confirm and be prepared to prove all required business associate agreements are in place and that the health plans otherwise… [read post]
12 Apr 2016, 3:50 pm by Cynthia Marcotte Stamer
Employer and other employee benefit plan sponsors, benefit plan committees and fiduciaries, and the broker-dealers, financial advisors, insurance agents and other plan service providers that provide investment-related platforms, advice, recommendations or other services for employee benefit plans need to reevaluate the fiduciary status of their service providers and begin restructuring as necessary their associated relationships, service provider commission or other compensation, service… [read post]
12 Apr 2016, 3:50 pm by Cynthia Marcotte Stamer
Employer and other employee benefit plan sponsors, benefit plan committees and fiduciaries, and the broker-dealers, financial advisors, insurance agents and other plan service providers that provide investment-related platforms, advice, recommendations or other services for employee benefit plans need to reevaluate the fiduciary status of their service providers and begin restructuring as necessary their associated relationships, service provider commission or other compensation, service… [read post]
11 Apr 2016, 10:15 am by Cynthia Marcotte Stamer
In order to fulfill this and other important ACA and other federal health plan notice and reporting mandates, employer and other plan sponsors, administrators and fiduciaries generally must finalize their health plan design well in advance of the date the new health plan design is intended to take effect. [read post]
11 Apr 2016, 10:15 am by Cynthia Marcotte Stamer
In order to fulfill this and other important ACA and other federal health plan notice and reporting mandates, employer and other plan sponsors, administrators and fiduciaries generally must finalize their health plan design well in advance of the date the new health plan design is intended to take effect. [read post]
30 Mar 2016, 10:08 am by Cynthia Marcotte Stamer
  With U.S. employees with young children already facing difficult choices finding and maintaining affordable childcare, employees with children requiring childcare and their employers generally share concerns about government regulations or other actions that could drive up costs or further restrict the availability of affordable childcare. [read post]
30 Mar 2016, 10:08 am by Cynthia Marcotte Stamer
  With U.S. employees with young children already facing difficult choices finding and maintaining affordable childcare, employees with children requiring childcare and their employers generally share concerns about government regulations or other actions that could drive up costs or further restrict the availability of affordable childcare. [read post]
25 Mar 2016, 12:58 pm by Cynthia Marcotte Stamer
She is particularly recognized for her leading edge work, thought leadership and knowledgeable advice and representation on the design, documentation, administration, regulation and defense of a diverse range of self-insured and insured health and welfare benefit plans including private exchange and other health benefit choices, health care reimbursement and other “defined contribution” limited benefit, 24-hour and other occupational and… [read post]
25 Mar 2016, 12:58 pm by Cynthia Marcotte Stamer
She is particularly recognized for her leading edge work, thought leadership and knowledgeable advice and representation on the design, documentation, administration, regulation and defense of a diverse range of self-insured and insured health and welfare benefit plans including private exchange and other health benefit choices, health care reimbursement and other “defined contribution” limited benefit, 24-hour and other occupational and… [read post]
23 Mar 2016, 2:38 pm by Cynthia Marcotte Stamer
Employers also should be aware that Labor Department rules also require employers to report other items not related to persuader activities or expenditures on Form LM-10. [read post]
23 Mar 2016, 2:38 pm by Cynthia Marcotte Stamer
Employers also should be aware that Labor Department rules also require employers to report other items not related to persuader activities or expenditures on Form LM-10. [read post]
9 Mar 2016, 9:01 am by Cynthia Marcotte Stamer
Along with this individual mandate, the ACA: Dictates that all group and individual health insurance policies other than a narrow list of “excluded” plans include the rich and generally expensive package of ACA-mandated “essential health benefits,” pay a host of ACA-imposed taxes and assessments, and comply with a host of tight ACA market reforms; Penalizes employers with 50 or more full-time employees (large employers) that fail to offer… [read post]
2 Mar 2016, 5:00 pm by Cynthia Marcotte Stamer
When Vermont sought to require the Plan’s third-party administrator, Blue Cross Blue Shield of Massachusetts, Inc. [read post]
29 Feb 2016, 11:58 am by Cynthia Marcotte Stamer
Author of the thousands of publications and workshops these and other employment, employee benefits, health care, insurance, workforce and other management matters, Ms. [read post]
26 Jan 2016, 9:09 am by Cynthia Marcotte Stamer
Recognized as a “Top” attorney in employee benefits, labor and employment and health care law extensively involved in health and other employee benefit and human resources policy and program design and administration representation and advocacy throughout her career, Cynthia Marcotte Stamer is a practicing attorney and Managing Shareholder of Cynthia Marcotte Stamer, P.C., a member of Stamer│Chadwick│Soefje PLLC, author, pubic speaker, management… [read post]
14 Dec 2015, 12:07 pm by Cynthia Marcotte Stamer
In contrast, private industry employer costs for health care averaged $2.83 per hour or 8.5 percent of the average of $33.37 per hour employee compensation cost paid by government employers for hours worked in September 2015 for hours worked in September 2015. [read post]
11 Dec 2015, 10:18 am by Cynthia Marcotte Stamer
Stamer uses her deep and highly specialized health, insurance, labor and employment and other knowledge and experience to help employers and other employee benefit plan sponsors; health, pension and other employee benefit plans, their fiduciaries, administrators and service providers, insurers, and others design legally compliant, effective compensation, health and other welfare benefit and insurance, severance, pension and deferred compensation, private… [read post]
7 Dec 2015, 9:37 am by Cynthia Marcotte Stamer
Employment losses almost inevitably bring losses in health and other coverages and benefits. [read post]