Search for: "Smart Financial Credit Union"
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22 Feb 2018, 7:35 pm
It exempts depositories and credit unions that make less than 500 loans per year—85% of banks and credit unions—from HMDA reporting altogether. [read post]
16 Dec 2017, 8:50 am
(pix credit; here)The Statement on Visit to the USA, by Professor Philip Alston, United Nations Special Rapporteur on extreme poverty and human rights has just been posted to the UN's website. [read post]
3 Dec 2017, 12:09 pm
Additionally, with the advent of the Internet Of Things, smart device manufacturers and providers often control data, and even claim to own it, including a large number of power utilities that claim smart meter data as theirs; not only in commercial buildings but also homes. [read post]
30 Nov 2017, 11:58 pm
As always my advice is for tenants likely to be affected to offer and for landlords to insist on payment via a Credit Union ‘jam jar’ account or the Tasker Payments Service and for tenants to have a property-owning guarantor. [read post]
14 Nov 2017, 3:27 am
Like PayPal or credit cards, cryptocurrencies are digital currencies that can be used to send or receive payment via the Internet. [read post]
16 Aug 2017, 2:39 pm
Takeaways This case is another example of how the standard of evaluating the lawfulness of language in a handbook can lead some very smart practitioners to come to widely disparate conclusions. [read post]
16 Aug 2017, 2:39 pm
Takeaways This case is another example of how the standard of evaluating the lawfulness of language in a handbook can lead some very smart practitioners to come to widely disparate conclusions. [read post]
Behind Many ‘Mom and Pop’ Bail Bonds Shops Is a Huge Insurance Corporation Out to Profit From Misery
11 May 2017, 12:00 pm
As detailed in a report released today by Color Of Change and the American Civil Liberties Union’s Campaign for Smart Justice, every year millions of people are locked up in jail nationwide before they even get their day in court — all because they cannot afford to post bail and buy their freedom. [read post]
29 Dec 2016, 9:30 pm
MAY The Consumer Financial Protection Bureau (CFPB) proposed a new rule that would prohibit financial firms from using mandatory arbitration clauses in consumer contracts—clauses that were the subject of a highly critical New York Times investigation and that the CFPB says deny consumers’ rights to bring class action, even though advocates of arbitration say the clauses are a more expedient way to resolve… [read post]
22 Apr 2016, 3:05 pm
Be smart. [read post]
27 Jan 2016, 1:47 pm
New European Union Data Privacy and Security Regulations 2015 was a landmark year for data protection and privacy in Europe, with the approval of two new major regulations. [read post]
29 Oct 2015, 7:40 pm
Roughly 8% of US households are “unbanked” meaning that they lack a deposit account relationship with a bank or credit union. [read post]
15 Sep 2015, 5:53 am
“Premera Blue Cross, a major provider of health care services, disclosed today that an intrusion into its network may have resulted in the breach of financial and medical records of 11 million customers. [read post]
27 Apr 2015, 1:35 pm
“Money Smart for Older Adults” uses a train-the-trainer approach that makes it easy for instructors to provide practical guidance for a safe and secure financial future. [read post]
16 Mar 2015, 7:10 pm
The European Union Times recently quoted the McKinsey Global Infrastructure Report in noting that global debt has grown by 40% from $142 Trillion in 2007 to $199 Trillion in 2014. [read post]
12 Feb 2015, 11:22 am
Governing Credit Scoring: Data Protection, Algorithms and Surveillance considered credit scoring practices in the EU and the U.S., and the legal frameworks that govern them. [read post]
12 Jan 2015, 3:41 pm
Additionally, the White House announced that financial institutions such as JPMorganChase and Bank of America, in partnership with Fair Isaac Corporation, will make credit scores available for free to their consumer card customers. [read post]
20 Sep 2014, 1:06 pm
First, was the idea that the nature of regulation has been changing, from one based on commands and prohibitions, or one based on risk management and allocation for certain conduct, to one based on the seamless management of behavior centered on specific groups of human activities―financial markets, labor-management relations, product safety, activities that might affect environmental conditions, and the like. [read post]
27 May 2014, 7:41 am
This wave of legislation affected financial institutions and federal data collection. [read post]
20 May 2014, 1:27 am
And to do that, you must fight both smart and hard. [read post]
