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10 Oct 2018, 6:00 am
First off, I realize that anecdote ≠ evidence, but this seems like a really simple, effective and meaningful way to describe the impact of full ACA-compliance on small group plans:Both Employers A and B are insured with the same carrier, are about the same size and with similar plan designs, and boast a January 1 renewal date. [read post]
18 May 2015, 12:32 pm
Senator Singer’s legislation, S2220, is intended to promote the availability of health care by strengthening the ability of MEWAs to compete with traditional health insurance carriers and self insured entities to provide those benefits at a reasonable cost. [read post]
29 Jan 2020, 6:00 am
Now, I'll happily make an exception for existing agency clients, and those referred by colleagues, but I just can't afford to do so for call-ins.I do feel bad about this, but the onus is on the carriers that choose not to compensate us for our efforts, and on the politicos and Departments of Insurance who turn a blind eye.Shame on them! [read post]
24 Jun 2019, 12:21 pm
GEICOdecision as that decision involved policies from the same carrier on all of the vehicles involved.Anyone wishing to review this decision may click this LINK.I send thanks to Attorney Scott Cooper for bringing this case to my attention.Note that you can join Attorney Cooper and myself for a Webinar on the Gallagher v. [read post]
23 Jun 2016, 9:28 am
Another Italian newspaper mentions a baby carrier that the gun may have been placed on. [read post]
16 Jan 2017, 5:00 am
The Superior Court's decision upheld the trial court’s ruling from the Montgomery County Court of Common Pleas, which had granted summary judgment in favor of the UM carrier. [read post]
14 Jun 2018, 5:00 am
.), the court granted a UIM carrier’s Motion to Sever and Stay a Plaintiffs’ Bad Faith Claims from the Plaintiffs’ Breach of Contract Claims. [read post]
26 Mar 2018, 3:00 am
.), the court remanded a case back to State Court under the below circumstances.According to the Opinion, the carrier had removed the case to Federal Court based upon diversity jurisdiction. [read post]
20 Feb 2015, 4:21 am
Alternatively if you’ve been following this blog, you’ve undoubtedly seen several posts concerning this issue—Chip Merlin’s post: Altered Engineering Reports Must Be Disclosed - Sandy Flood Judge Requires Transparency, or Robert Trautmann’s post: New Jersey Senator Menendez Calls for Investigation into Manipulated Expert Reports, or my previous post: New Jersey Federal Courts Expect Flood Carriers to Turn Over All Draft Engineering Reports on Superstorm Sandy… [read post]
27 Apr 2013, 6:04 pm
Courts to submit the public defender’s health benefits election form to the appropriate insurance carrier and, in the future, process applications without regard to the sex of the spouse or whether their marriage is recognized by their home state. [read post]
10 Feb 2017, 7:22 am
“It will eliminate the two firms’ vigorous competition against each other for national accounts, reduce the number of national carriers available to respond to solicitations in the future, and diminish the prospects for innovation in the market. [read post]
9 Jan 2015, 7:02 am
" Although four of the seven justices in today's ruling voted to hold that the law being challenged -- which allows allows "major oil pipeline" carriers to bypass ordinary regulatory procedures -- was unconstitutional, the constitutional challenge failed by operation of law because a super-majority of five justices did not agree. [read post]
25 Feb 2015, 7:23 am
Traditionally, it's not been unusual for the employer to pay his agent a fee for procuring coverage, and the agent then negotiates with the carrier to deduct the cost of commissions from their premium calculations.Alternately, the agent might agree to a simple commission reduction (although this might be classified as rebating, but that's another post).Regardless, the goal is to find a way to lower premiums.Craig asks a simple question: Will this strategy still work in the age of… [read post]
28 Sep 2014, 7:02 am
State Farm Lloyds,1 stems from a heated insurance dispute between the insureds, William Knoderer and Susan Knoderer, and their insurance carrier, State Farm Lloyds, which arose after the Knoderer’s home was flooded in February of 2008 due to a plumbing system leak. [read post]
16 Mar 2020, 11:30 am
"As has National General on their Short Term Medical plans.And other carriers are also stepping up.Kudos! [read post]
5 Jan 2017, 7:09 am
In this case, it appears that the machine will be replacing almost 3 dozen folks in the carrier's claims unit:"The technology will be able to read tens of thousands of medical certificates and factor in the length of hospital stays, medical histories and any surgical procedures before calculating payouts"Plus, it doesn't take coffee or smoke breaks, paid vacations or require health insurance benefits.Win-win? [read post]
25 Oct 2017, 4:30 am
With respect to the property damage estimates generated by the carrier for the fire losses incurred, the court noted that the courts have not recognized bad faith where an insurer makes a low but reasonable estimate of the insured's losses.Overall, the court found that the Plaintiffs had not provided clear and convincing evidence that USAA acted in bad faith in the adjustment of the claim.Anyone wishing to review this decision may click this LINK.I send thanks to Attorney… [read post]
23 Sep 2014, 4:30 am
Often without being aware, many policyholders could be paying more for their homeowners insurance than their neighbors, even if both properties maintain identical coverage with the same insurance carrier. [read post]
15 May 2014, 9:00 am
State Farm Mutual Automobile Insurance Company, was the policyholder’s motion compelling State Farm to produce information relating to the carrier’s business model for claim underpayment. [read post]
15 Jun 2017, 5:00 am
According to the Opinion, the Defendant and his carrier both denied receiving a copy of the Complaint in the mail. [read post]
