Search for: "Consumers Credit Union"
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15 Oct 2011, 4:29 pm
We do advise disputing with the credit bureaus, Equifax, Experian, Innovis, and Trans Union, any information that is false. [read post]
11 Feb 2013, 9:15 am
Last night, 60 Minutes aired a fine report on the failure of Experian, Equifax and Trans Union to comply with the FCRA's requirement that they investigate and correct errors in consumers' credit reports. [read post]
11 Jul 2016, 9:10 am
It is not uncommon for a credit reporting agency (such as Equifax, Experian, or Trans Union) to include information about another person in a consumer’s credit report. [read post]
14 Apr 2022, 12:31 pm
Director Chopra took the opportunity to highlight his concerns about the potential imbalance of power between core services providers that small banks and credit unions rely on to keep up with the digitization of consumer financial services. [read post]
2 May 2022, 3:31 pm
The credit unions had filed a federal class action lawsuit seeking to enjoin the enforcement or implementation of the rate reduction law which lowered the statutory annual interest rate on consumer debt judgments in New York from 9% to 2%, and was set to take effect April 30, 2022. [read post]
16 May 2019, 7:42 am
” Insured credit unions would not be subject to the rate cap. [read post]
18 Jul 2018, 4:31 am
The draft Regulations amend the Consumer Credit Act 1974 (CCA), the Consumer Credit (Disclosure of Information) Regulations 2010 (the 2010 Regulations), the Consumer Credit (Green Deal) Regulations 2012 (the 2012 Regulations), and the Financial Services Act 2012 (Consumer Credit) Order 2013 (the 2013 Order), to address deficiencies arising from the UK’s exit from the EU. [read post]
25 Feb 2009, 1:46 pm
Then the debt buyer tells the credit or consumer reporting agencies (Equifax, Experian, and Trans Union) to keep the false credit reporting on the consumer's credit reports. [read post]
22 Mar 2010, 4:54 am
A reduction in interchange fee revenue would fall especially hard on community banks and credit unions that rely heavily on interchange fees because their customer base tends to revolve less and pay less in penalty fees than the big issuers. [read post]
4 Nov 2011, 12:41 pm
First, do credit unions treat their customers any better? [read post]
23 Aug 2012, 8:49 am
In fact, as big banks like Bank of America and PNC continue to add questionable and expensive fees to consumer checking accounts, more people are closing their accounts in order to switch to local banks or credit unions. [read post]
23 Aug 2012, 8:49 am
In fact, as big banks like Bank of America and PNC continue to add questionable and expensive fees to consumer checking accounts, more people are closing their accounts in order to switch to local banks or credit unions. [read post]
4 Feb 2015, 12:54 pm
Tasca Last December, the CFPB sued a Texas-based company, Union Workers Credit Services, alleging that the company deceived consumers into paying fees to sign up for a “platinum card” that purported to be a general-use credit card but, in actuality, could only be used to buy products from the company. [read post]
7 Jun 2010, 9:48 am
Consumers are entitled to one free credit report from each of the three nationwide CRAs (Equifax, Experian and Trans Union) once in a 12 month time period. [read post]
31 Mar 2009, 2:00 am
The bill is backed by Consumer Federation of America and Consumers Union. [read post]
17 Feb 2020, 3:10 am
[See identical clause from a different credit union.] [read post]
15 Sep 2014, 9:14 am
The nationwide consumer reporting agencies, Experian, Equifax and Trans Union are in gross violation of the FCRA’s requirement to conduct reasonable investigations when consumers send them notices of disputes. [read post]
29 Jun 2008, 2:22 pm
We started this blog off with the suggestion that you pull your credit reports, review them, and dispute any errors with the consumer reporting agencies or credit bureaus (Equifax, Experian, and Trans Union). [read post]
12 Dec 2011, 5:38 am
The Consumer Financial Protection Bureau has drafted what it believes is a simple, easy to understand agreement that will aid consumers in deciding whether to apply for a credit card and make credit terms more transparent. [read post]
1 May 2019, 7:01 am
The article examines what steps a furnisher of information, like a bank, credit union, or credit card company, should take when it receives a dispute. [read post]
