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2 Feb 2024, 6:00 am
As consumers turn to BNPL loans for everyday and larger purchases, Hochul seeks to require BNPL providers to obtain a license to operate in New York, and have the state’s Department of Financial Services put stronger regulatory guardrails around the industry. [read post]
1 Feb 2024, 9:05 pm
FCC conteded that the rule will protect consumers from harassing or fraudulent text messages. [read post]
30 Jan 2024, 6:30 am
Indeed, the federal Consumer Financial Protection Bureau found that $88 billion in debt was reported on consumer credit records as of June 2021. [read post]
29 Jan 2024, 6:40 pm
Specifically, the Act requires the Director of the Division of Consumer Affairs in the Department of Law and Public Safety to promulgate rules and regulations pursuant to the Administrative Procedure Act that are necessary to effectuate the Act’s provisions. [read post]
29 Jan 2024, 4:35 pm
Pix credit hereCates 1980 has distributed its February 2024 Report. [read post]
27 Jan 2024, 9:04 pm
There are multiple federal financial regulatory agencies involved, in addition to the Federal Trade Commission, the Department of Justice, the Consumer Financial Protection Board, and state authorities. [read post]
26 Jan 2024, 5:29 pm
” Wyden also argued that Federal agencies were purchasing consumer data in a manner which violates the FTC’s rules on data selling. [read post]
26 Jan 2024, 11:40 am
Checking the credit score or credit history of a new or existing residential subscriber is also prohibited. [read post]
26 Jan 2024, 9:01 am
Department of State’s Office of Global Criminal Justice: It will take time to fully digest this morning’s order. [read post]
24 Jan 2024, 9:05 pm
Department of Housing and Urban Development often has to initiate costly litigation to crack down on housing discrimination. [read post]
22 Jan 2024, 8:24 pm
Pix credit hereIn contrast Argentine President (Spanish version here; English version here) offered an oracle of distrust in for form of a warning: trust no collective other than the capitalist collective. [read post]
22 Jan 2024, 2:30 am
They could not, but said to call back after making the pickup and they would provide a credit. [read post]
14 Jan 2024, 10:00 pm
A landlord can charge a rental applicant for the actual cost, up to a maximum of $25, for a consumer credit report in most situations. [read post]
14 Jan 2024, 9:05 pm
Consider just a small sample of ways that different entities use machine-learning algorithms: Social media platforms use them to select and highlight content for users; Hospital radiology departments use them to detect cancer in patients; Credit card companies use them to identify potential fraudulent charges; Commercial airlines use them to operate aircraft with auto-piloting systems; Online retailers use them to make product recommendations to visitors to their websites; and… [read post]
12 Jan 2024, 6:00 am
While retailers, merchants and consumer advocates seek to rein them in, bank card issuers and partner networks are poised to push back, promising an escalation of tension over credit and debit fees. . . . [read post]
11 Jan 2024, 9:05 pm
For the buyer of a clean vehicle to receive a tax credit, dealers and sellers must report the sale of a clean vehicle to the IRS through the Energy Credits Online platform. [read post]
8 Jan 2024, 7:51 am
The governor also announced a $20 million State Energy Financing Fund to provide direct capital support and credit enhancements for decarbonization projects in disadvantaged communities. [read post]
7 Jan 2024, 9:34 am
(T 439/22) (Jan 2024)Image credit: Midjourney [read post]
5 Jan 2024, 6:00 am
The bill would also permit the state’s financial services department to propose and issue regulations for the industry, according to a slate of proposals from the Democratic governor’s office. [read post]
3 Jan 2024, 1:28 pm
Most lenders have specific departments responsible for handling forbearance requests. [read post]
