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24 Aug 2012, 4:23 pm
This is a change from Regulation X’s current definition of “business day,” which is “a day on which the offices of the business entity are open to the public for carrying on substantially all of the business entity’s functions. [read post]
23 Aug 2012, 6:21 am
The homeowner obtains a new loan roughly commensurate with the fair market value of the property from a new lender. [read post]
20 Aug 2012, 9:06 pm
Bank is trustee for mortgage holders, says loan servicers are responsible: “LA Files Big-Bucks Suit Against ‘Slumlord’ US Bank, Blames Lender for Condition of Foreclosed Homes” [ABA Journal] “Swiss Banks Face ‘Slow Death’ As Foreign Powers Chase Undeclared Assets” [Giles Broom, Bloomberg/Business Insider] “A comprehensive list of hyperinflations in history” [Steve Hanke/Nicholas Krus, PDF, via Ian Vasquez, Cato] … [read post]
17 Aug 2012, 11:02 am
Traditionally, the beneficiary is the lender; the deed of trust protects the lender’s interest by giving the lender the power to nominate a trustee, and giving that trustee the power to sell the home upon default. [read post]
12 Aug 2012, 11:20 pm
There are also the needs of the mortgage lenders who provide the finance which has allowed the private rented sector to develop. [read post]
12 Aug 2012, 7:40 pm
Fraud by loan officers and other lender employees. [read post]
9 Aug 2012, 8:45 am
At this point, we recommend that legal counsel communicate with the lender to discuss the possibility of a short sale. [read post]
3 Aug 2012, 12:16 am
Britain can’t build enough homes says Shelter Back on the parallel bars those playful scamps over at Shelter have been busy producing reports again. [read post]
1 Aug 2012, 1:38 pm
At my superficial level of understanding the banking business, this looks like a lose-lose-lose program: banks-government-people. [read post]
1 Aug 2012, 5:51 am
Hodge*, Managing Director, COO, PIMCO Lisa Kidd Hunt, EVP, International Services & Special Business Development, Charles Schwab & Co. [read post]
31 Jul 2012, 8:17 am
While the MAP-21 reforms will provide welcome relief, sponsoring businesses, their commonly controlled and affiliated employers, lenders, investors and successors still must exercise care to carefully monitor the funding status of defined benefit plans and the potential liabilities and responsibilities associated with these plans. [read post]
31 Jul 2012, 7:48 am
In some cases, the bureau accused the defendants of telling consumers to stop communicating with their lender or even stop making payments, without telling them that if they did, they could be at risk of damaging their credit rating or losing their home. [read post]
30 Jul 2012, 7:41 pm
Levitin's been too busy pushing his plan to make lenders and mortgage securities investors eat their borrowers' negative equity through "strong regulatory and litigation pressure" to blow air kisses to Richie, but he may refocus once his plan runs aground on the shoals of political reality. [read post]
27 Jul 2012, 7:00 am
One newsworthy item that emerged from Director Cordray’s testimony was that “within the next month or so,” despite no statutory requirement to do so, the CFPB plans to establish special advisory panels for community banks and credit unions. [read post]
26 Jul 2012, 6:05 am
So it imagines, and builds, a destination venue in hopes of luring business and events. [read post]
24 Jul 2012, 10:43 pm
” “The National Conference of State Legislatures is reporting that half of the states in the U.S. are considering changes to laws regulating the steps that lenders must take before foreclosing. [read post]
24 Jul 2012, 6:29 am
Through careful and systematic purchases or sales of Treasury securities, adding or subtracting dollars from the economy, it can impact overnight lending rates which are used as a guide by others in the economy who utilize interest rates, i.e. home and business loan lenders. [read post]
20 Jul 2012, 7:37 am
The Community Reinvestment Act (CRA) also has a part to play in the uptick of small business loans. [read post]
17 Jul 2012, 12:19 pm
They said that "at the most fundamental level of intuition," lenders didn't lend money without supporting appraisals and that they had relied on the banks' decisions to approve financing in taking out their loans. [read post]
17 Jul 2012, 12:19 pm
They said that "at the most fundamental level of intuition," lenders didn't lend money without supporting appraisals and that they had relied on the banks' decisions to approve financing in taking out their loans. [read post]
