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2 Mar 2009, 8:10 am
One can clearly trace the development from this comment into a private law reform initiative and report that led to the adoption of the Danish debt adjustment act in May 1984 (the first consumer insolvency law in continental Europe--influenced, but not very powerfully, by the earlier laws in England and the United States). [read post]
2 Aug 2019, 9:46 am
The six items are the consumer’s name, income and social security number (to obtain a credit report), the property’s address, an estimate of property’s value and the loan amount sought. [read post]
28 Dec 2011, 7:36 am
For instance, a CRA may report delinquent accounts in consumer reports, but must accurately note later payments or other significant activity on the account. [read post]
13 Jan 2022, 12:26 pm
A 2021 report by Aite Novarica showed identity theft cases cost US firms $712.4 billion in 2020, while the Federal Trade Commission tracked $3.3 billion of reported consumer losses. [read post]
18 Apr 2022, 6:30 am
Even without more education, ad hoc independent reviews from organizations like Consumer Reports can help get consumers up to speed (here’s their review of the Ab Coaster). [read post]
8 Feb 2009, 10:02 pm
" The report concludes as follows: Like businesses, consumers are also getting a break from the stereotypically horrid pursuits of debt collection lawyers. [read post]
5 Feb 2020, 11:39 am
The report represents the CFPB’s third semi-annual report under Director Kraninger’s leadership and continues the practice of the prior two reports of not providing aggregate numbers for how much consumers obtained in consumer relief and how much was assessed in civil money penalties in supervisory and enforcement actions during the period covered by the report. [read post]
28 Mar 2012, 4:30 pm
The Law Commission in England and the Scottish law Commission have released a joint report on the protection of consumers against misleading practices. [read post]
17 May 2016, 7:45 am
FTC Brings Consumer Reporting Agency Guidance to the Foreground On May 10, 2016, the FTC issued guidance to employment background screening companies for compliance with the Fair Credit Reporting Act (“FCRA”). [read post]
3 Oct 2009, 1:13 am
Consumer bankruptcies totaled 1,046,449 filings through the first nine months of 2009 (Jan. 1-Sept. 30), the first time since the 2005 bankruptcy overhaul that filings have surged past the 1 million mark during the first three calendar quarters of a year, according to a new report from the the American Bankruptcy Institute (ABI). [read post]
11 Aug 2023, 8:02 am
In the latest instance, on June 9, 2023, a magistrate judge in the Southern District of Texas issued a report and recommendation rejecting the FTC’s claim for consumer redress, even after finding there was consumer injury. [read post]
7 Mar 2016, 2:17 pm
” The bulletin advises consumers to consider certain issues before taking a loan (such as how much the consumer can afford and really needs to borrow), warns consumers about refinancing certain kinds of debt (such as fixed-rate federal student loans), advises consumers to check their credit reports, and lists various issues consumers should think about when loan shopping (such as loan term, interest rate, fees and penalties.) [read post]
2 Feb 2022, 2:52 pm
Consumer Reports: “If you haven’t updated your commode lately, you may be surprised to find that today’s toilets are, ahem, flush with improvements. [read post]
15 Nov 2017, 10:00 am
You may contest these accounts, but the process is notorious for being difficult and time-consuming. [read post]
21 Mar 2012, 10:41 am
Under the Dodd-Frank Act, the responsibility of issuing the report moved to the newly created Consumer Financial Protection Bureau. [read post]
19 Feb 2024, 7:43 am
Meanwhile, here is ULC's summary: Numerous studies report that default judgments are entered in more than half of all debt collection actions. [read post]
5 Jan 2015, 9:07 am
Mishkin The CFPB has issued its second report entitled “Report of the Consumer Financial Protection Bureau Pursuant to Section 1017(e)(4) of the Dodd-Frank Act. [read post]
6 Jan 2016, 6:54 am
Mishkin The CFPB has issued its third report entitled “Report of the Consumer Financial Protection Bureau Pursuant to Section 1017(e)(4) of the Dodd-Frank Act. [read post]
13 Apr 2009, 4:54 pm
Were are the forty page reports demanding higher insurance prices? [read post]
22 Jul 2009, 5:49 am
We reported yesterday that Rep. [read post]
