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29 Jan 2023, 9:05 pm by Connor Raso
In response to the mortgage market crisis in 2008, the Dodd-Frank Act required home lenders to consider the ability of consumers to repay their mortgages before granting them a loan. [read post]
26 Jan 2023, 4:00 am by J. Benjamin Stevens
This includes not only federal tax returns but also any state or local taxes that were filed over the years of your marriage. [read post]
24 Jan 2023, 9:05 pm by Andrew Kliewer
The Home Mortgage Disclosure Act (HMDA), for example, requires lenders to disclose the demographic data of every borrower, allowing regulators to pinpoint patterns of discrimination. [read post]
20 Jan 2023, 3:03 pm by Chris Skelton
The center is divided into several sections specific to various types of accidents, such as motor vehicle accidents, slip and falls, medical malpractice, nursing home abuse and negligence, and workplace accidents. [read post]
19 Jan 2023, 5:43 pm by jaxlawcenter
It does not cover secured debts such as car and home mortgages or student loans, but it can prevent those from being taken from you if your creditors try to repossess them. [read post]
18 Jan 2023, 6:45 am by Cathy Moran
Compare monthly statements A new federal rule requires servicers to continue sending you monthly mortgage statements. [read post]
16 Jan 2023, 9:17 am by Chip Merlin
Between 1945 and 1959, African Americans received less than 2 percent of all federally insured home loans. [read post]
11 Jan 2023, 7:12 am
   Partial Claim – If you are more than four months behind in payments and your home is insured by the Federal Housing Administration you may qualify for a partial claim in which missed payments and any fees you owe will be included in a second mortgage at zero percent interest. [read post]
6 Jan 2023, 4:06 pm by Kalvis Golde
In 2010, Alex Cantero took out a mortgage with Bank of America to purchase a home in Queens. [read post]
31 Dec 2022, 5:09 pm by jaxlawcenter
Therefore, before making any drastic decisions regarding your home loan and credit score, it is important that you consult with experienced financial advisors to examine all available options such as hardship refinance or loan modifications. [read post]
30 Dec 2022, 6:00 am by Ana Popovich
” She also alleged that “as a result of Academy’s knowingly deficient mortgage underwriting practices, the government paid insurance claims on loans improperly underwritten by Academy. [read post]
22 Dec 2022, 1:55 am by Kyle Hulehan
One state, Oklahoma, will offer permanent 100 percent bonus depreciation (full expensing) despite the federal government’s phasedown to 80 percent bonus depreciation under Section 168(k). [read post]
19 Dec 2022, 2:28 pm by Colleen McDonald
 Many market observers have serious concerns as to the effect the RBCR will have on independent mortgage banks and the segments of the mortgage market they serve which tend to be the first-time homebuyers, low- and moderate-income borrowers, rural home borrowers, tribal home borrowers and veteran home borrowers across the country. [read post]
19 Dec 2022, 3:25 am
FINRA and Citigroup Global Markets Not SHO Enough (BrokeAndBroker.com Blog)Federal Court Denies Reconsideration of FINRA Referral Letter Cited In Federal Insider Trading Appeal (BrokeAndBroker.com Blog)CFPB Orders Wells Fargo to Pay $3.7 Billion for Widespread Mismanagement of Auto Loans, Mortgages, and Deposit Accounts / Company repeatedly misapplied loan payments, wrongfully foreclosed on homes and illegally repossessed vehicles, incorrectly… [read post]
19 Dec 2022, 3:25 am
TD Ameritrade Customer Sues Over Alleged Wrongful Margin Sell-Out (BrokeAndBroker.com Blog)FINRA Sued in the Wrong Place At the Wrong Time Affirms Federal Circuit Court (BrokeAndBroker.com Blog)FINRA and Citigroup Global Markets Not SHO Enough (BrokeAndBroker.com Blog)Federal Court Denies Reconsideration of FINRA Referral Letter Cited In Federal Insider Trading Appeal (BrokeAndBroker.com Blog)CFPB Orders Wells Fargo to Pay $3.7 Billion for Widespread Mismanagement of… [read post]
19 Dec 2022, 3:25 am
TD Ameritrade Customer Sues Over Alleged Wrongful Margin Sell-Out (BrokeAndBroker.com Blog)FINRA Sued in the Wrong Place At the Wrong Time Affirms Federal Circuit Court (BrokeAndBroker.com Blog)FINRA and Citigroup Global Markets Not SHO Enough (BrokeAndBroker.com Blog)Federal Court Denies Reconsideration of FINRA Referral Letter Cited In Federal Insider Trading Appeal (BrokeAndBroker.com Blog)CFPB Orders Wells Fargo to Pay $3.7 Billion for Widespread Mismanagement of… [read post]
19 Dec 2022, 3:25 am
FINRA Sued in the Wrong Place At the Wrong Time Affirms Federal Circuit Court (BrokeAndBroker.com Blog)FINRA and Citigroup Global Markets Not SHO Enough (BrokeAndBroker.com Blog)Federal Court Denies Reconsideration of FINRA Referral Letter Cited In Federal Insider Trading Appeal (BrokeAndBroker.com Blog)CFPB Orders Wells Fargo to Pay $3.7 Billion for Widespread Mismanagement of Auto Loans, Mortgages, and Deposit Accounts / Company repeatedly… [read post]
8 Dec 2022, 12:22 pm by David Reiss
Most residential loans are backed by the government-sponsored enterprises Fannie Mae and Freddie Mac or the Federal Housing Administration. [read post]
30 Nov 2022, 9:24 am by Richard J. Andreano, Jr.
The Federal Housing Finance Agency (FHFA) recently announced the conforming loan limits for residential mortgage loans acquired by Fannie Mae and Freddie Mac in 2023. [read post]
22 Nov 2022, 9:46 am by Richard J. Andreano, Jr.
  HUD also issued Mortgagee Letter 2022-18 addressing with regard to FHA-insured loans general flood insurance requirements, flood insurance requirements for condominiums, manufactured homes and home equity conversion mortgage (HECM) loans (i.e., reverse mortgage loans), and private flood insurance requirements. [read post]