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  The CFPB cites a 2017 study published by TransUnion which, to the surprise of the study’s authors, found that consumers with at least one active personal loan, auto loan, mortgage, and credit card prioritized personal loan payments above the other three. [read post]
’” The court rejected RealPage’s contention that the classes failed to establish that they suffered a concrete injury under the new parameters established in Transunion. [read post]
  In the most recent report, the CFPB analyzed how the changes announced by Equifax, Experian, and TransUnion will affect people who have allegedly unpaid medical debt on their credit reports. [read post]
26 Aug 2022, 4:36 pm by Howard Bashman
The post “In boon for consumers, 3rd Circuit clarifies ascertainability, post-TransUnion standing” appeared first on How Appealing. [read post]
17 Aug 2022, 8:57 am by Erik L. Johnson
TransUnion asking the Second Circuit to reject the CFPB’s theory, which would require credit reporting agencies and furnishers to adjudicate legal disputes that courts should resolve. [read post]
12 Aug 2022, 10:43 am by Rebecca Tushnet
May help address TransUnion case: finding a concrete injury rooted in the common law. [read post]
10 Aug 2022, 3:41 pm by Doris Yuen
As previously reported, Equifax, Experian, and TransUnion announced that, starting July 1, 2022, the time before unpaid medical collections can appear on a consumer’s report would increase from 180 days to one year, and paid medical collections would no longer appear on consumer reports at all. [read post]
14 Jul 2022, 1:00 pm by Joel Griswold
TransUnion and concluding that “[i]n the present case, like in Spokeo and TransUnion, the facts lacked a concrete injury even in the context of an alleged statutory violation. [read post]
12 Jul 2022, 11:31 am by Sam Turco
Forbes Magazine has a break-down of the new rules: Starting July 1, 2022, medical debt that’s been paid will no longer be included on credit reports from Equifax, Experian and TransUnion—even if it’s been on your report for several years. [read post]
11 Jul 2022, 3:51 am
Fair Credit Reporting Act (FCRA) and Regulation S-P by "Regulated or Aggrieved"The authors of this article happened to recently evaluate and review the implications of the Fair Credit Reporting Act and Regulation S-P and determined that much of the data contained in the databases of Equifax, Experian and TransUnion and those collected from Customers under Regulation S-P are similar to the data collected by the Central Registration Depository (CRD) that is maintained by the… [read post]
29 Jun 2022, 10:44 am by Travis Hinman
  In particular, for a damages class action, every putative class member must have Article III standing (as required by TransUnion LLC v. [read post]