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12 Apr 2010, 1:45 pm
Included: commentary on how H.R. 3590 affects not only health insurance, but also taxation, employment, criminal law, consumer protection, business law, tech law, pharma, finance & banking, and other related areas of the law.Healthcare Reform Bill: Legal Implications Reading List- Health Care Reform: Where Are We Now?... [read post]
14 May 2020, 5:00 am
Jim Banks introduced a bill into Congress, the Online Consumer Protection Act of 2020. [read post]
26 Jun 2013, 4:00 am
MishkinWhen he appeared before the Senate Banking Committee on April 23, Director Cordray was questioned by Republican Senators about reports that the CFPB was demanding voluminous amounts of information from banks it supervises related to financial products and services and buying data from vendors about various financial products and services. [read post]
7 Nov 2011, 4:22 am
As a result, the affordability of housing remained favourable up to mid-2011.Du Toit said that many households' ability to take advantage of these affordability trends was however still hampered by a relatively high level of indebtedness, impaired credit records, the impact of the National Credit Act and banks' resultant lending criteria.The continued low growth in outstanding mortgage balances in the household sector is indicative of the impact of these factors on the… [read post]
6 Feb 2011, 3:24 pm
A number of national banks have been facing class-action lawsuits for allegedly misusing over draft fees on checking accounts to generate hundreds of millions of dollars in extra revenues. [read post]
9 Aug 2011, 10:06 am
Bankruptcy The basics of consumer bankruptcy practice.Mechanicsburg, Pa. (5080 Ritter Rd., Mechanicsburg 17055-6903) : Pennsylvania Bar Institute, c2011.KFP81 .P4 NO.6653 Banks and Banking Principles of bank regulation / by Michael P. [read post]
12 Mar 2020, 10:05 am
In response to the recent COVID-19 outbreak, on March 6, 2020, the Federal Financial Institutions Examination Council (FFIEC) issued an Interagency Statement on Pandemic Planning on behalf of the Board of Governors of the Federal Reserve System, the Federal Deposit Insurance Corporation, National Credit Union Administration, Office of the Comptroller of the Currency, Consumer Financial Protection Bureau and the State Liaison Committee. [read post]
25 Mar 2011, 10:10 am
The attorneys general are in such a hurry to find a solution that they havent even investigated the banks: Theyre just relying on consumer complaints to define the problem. [read post]
27 Dec 2011, 2:59 pm
In short, it is time for us to clean up the biggest national crime scene in the history of these United States of America. [read post]
12 Jun 2018, 8:32 am
Another in the series of consumer advice topics from the National Consumer Law Center. [read post]
30 May 2013, 6:00 am
The other case we continue to follow is the Washington, D.C. case filed in summer 2012 by State National Bank of Big Spring against the CFPB, the Department of Treasury, Richard Cordray, and a number of other federal officials. [read post]
20 Sep 2018, 8:31 am
” In fact, the report goes on to note that branch proximity is not one of the more common reasons why consumers say that they do not have a bank account. [read post]
12 Dec 2013, 4:16 am
But in terms of the Act, banks are obliged to try to stop consumers from becoming over-indebted. [read post]
20 Jan 2014, 7:21 am
But in terms of the act, banks are obliged to try to stop consumers from becoming over-indebted. [read post]
22 Jul 2009, 1:06 pm
The item says nothing about the common practice of banks and cellphone companies -- among many others -- of forcing consumers to agree to arbitrate on an individual basis. [read post]
23 Jan 2010, 8:20 pm
They were charged with protecting consumers and the proliferation of loan modification scams had become quite the problem over the last two years. [read post]
1 Jul 2021, 9:28 am
One of the target banks had exited the indirect auto finance business in 2017, but for the other bank that was still operating, the consent order required the bank to adopt a flat-fee pricing model, with no exceptions. [read post]
11 Apr 2011, 3:21 pm
In his letter to Treasury, Senator Hatch said that Dodd-Frank contained provisions requiring or allowing federal rulemaking through the newly created Consumer Financial Protection Bureau. [read post]
2 Dec 2018, 9:05 pm
The 13 nations urged other nations to adopt “consistent and reliable” rules for gene edited crops. [read post]
19 Jan 2021, 8:54 am
The drafters’ inclusion of the “Predatory Loan Prevention Act” in SB 1792 would extend the 36% “all-in” Military Annual Percentage Rate (MAPR) finance charge cap of the federal Military Lending Act (MLA) to “any person or entity that offers or makes a loan to a consumer in Illinois” unless made by a statutorily exempt entity (i.e., a bank, savings bank, savings and loan association, credit union or insurance company). [read post]
