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  The Equifax and Facebook consent orders – as well as the recent action against Cambridge Analytica – clearly demonstrate that the FTC is willing to impose big fines on companies for their improper privacy practices. [read post]
1 Jan 2010, 4:08 am by John Watts & M. Stan Herring
A client sued GEMB (GE Money Bank - this bank is behind many store and gas cards), Equifax Information Services, Inc., Trans Union, LLC, and Innovis Data Solutions, Inc. for refusing to correct the client's credit reports. [read post]
1 Mar 2008, 8:20 am
Howard Dvorkin of Consolidated Credit Counseling Services in Fort Lauderdale, Florida summarizes the problem. [read post]
19 Mar 2012, 11:59 am by Matthew Shultz
  Some of the highlights include: Of the 634 respondents, 87% contacted one or more of the three national CRAs (Equifax, Experian and TransUnion). [read post]
3 Feb 2022, 11:56 am by Wendy Howarter
Or a consumer may work with a credit repair service to consolidate and clear up old debts. [read post]
19 Oct 2017, 5:31 am by Brian G. Cesaratto
 New York Governor Andrew Cuomo has announced, “The Equifax breach was a wakeup call and with this action New York is raising the bar for consumer protections that we hope will be replicated across the nation. [read post]
21 Nov 2022, 11:22 am by Christie D. Arkovich, P.A.
CFPB Takes Action Against Carrington Mortgage for Cheating Homeowners out of CARES Act Rights The Consumer Financial Protection Bureau (CFPB) is taking action against Carrington Mortgage Services for deceptive acts or practices under the Consumer Financial Protection Act in connection with mortgage forbearances, according to a CFPB press release. [read post]
16 Mar 2020, 11:06 am by Jane Chong
Consider, for example, the $575 million settlement obtained from Equifax by the FTC in partnership with the Consumer Financial Protection Bureau and most of the country’s state attorneys general. [read post]
30 Jun 2008, 9:29 pm
Equifax ayaya moses mp3 Equifax provides information on protecting yourself from identity theft and related resources, including Credit Watch, a credit monitoring program. [read post]
9 Jun 2021, 12:00 pm by Hayley Tsukayama
In fact, in cases such as the Equifax breach, consumer access to information was key to fighting fraud, the main consequence of the data breach. [read post]
24 Apr 2007, 9:04 am
These are from major credit-reporting agencies Equifax, TransUnion and Experian and can be obtained from www.annualcreditreport.com or 1-877-322-8228. [read post]
17 May 2018, 9:38 am by Amy Mudge
Smith has represented numerous companies on consumer data issues, which according to the New York Times, include Facebook, Uber and Equifax, all of which have been or are under FTC investigation. [read post]
19 Jan 2011, 11:41 am by admin
Therefore, if you are preparing to apply for a HAMP modification to your home mortgage, you may be well served by obtaining your consumer reports from Experian, Equifax and Trans Union beforehand to ensure that each consumer reporting agency accurately reflects your home as your primary residence. [read post]
6 May 2015, 1:21 pm by Kim Phan
The CFPB press release highlighted four of the findings from the Report: 26 million consumers (11% of U.S. adults) are “credit invisible” (i.e., they do not have a credit file with any of the three nationwide credit reporting agencies: Equifax, Experian, and TransUnion). 19 million consumers (8% of U.S. adults) have “unscored” credit records (i.e., they have insufficient credit history to generate a credit score). [read post]
16 Mar 2007, 4:59 pm
Here are some addresses for you to send your dispute letters to: Experian 701 Experian Parkway Allen, TX 75013-3701 Trans Union 2 Baldwin Place Chester, Pa 19022 Equifax Information Services, LLC 1600 Peechtree Street, N.W. [read post]
DIGITAL MARKETING INTERPRETIVE RULE On August 10, 2022, the CFPB issued an interpretive rule explaining the CFPB’s views on digital marketing under the so-called “marketing exception” from the definition of “service provider” in the CFPA.[1]  Under the marketing exception, persons who offer or provide time or space for an advertisement for a consumer financial product or service in print, newspaper, or electronic media are not… [read post]
26 Feb 2020, 9:30 am by Kim Phan
  Specifically, the FTC entered into consent orders with a wide range of financial institutions, including a major consumer reporting agency (Equifax), debt collectors (Effen Ads, Global Asset Financial Services Group, ACDI Group), a credit repair company (Grand Teton Professionals), a student loan debt relief company (Mission Hills Federal), as well as a service provider to the auto finance industry (DealerBuilt). [read post]
1 Feb 2013, 11:35 am by Jay Stanley
This Equifax salary data collective is similar to other consumer-data collectives, in which (as I discussed here) companies share their customer information with aggregators in return for the opportunity to pull out rich, cross-merchant profiles of those same customers. [read post]
14 Apr 2018, 10:00 am by The Sader Law Firm
In addition, many private services allow you to check your scores. [read post]