Search for: "Transunion Consumer Credit Bureau" Results 141 - 160 of 164
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26 Jun 2009, 12:03 pm
One of the primary protections of the Act is that it allows every person access to their credit report once per year from each of the three major credit bureaus, Experian, Equifax and TransUnion. [read post]
16 Jun 2009, 10:35 am
If a business is required to notify 1,000 or more South Carolina residents of a security breach, that entity must notify the Consumer Protection Division of the South Carolina Department of Consumer Affairs as well as the national credit bureaus. [read post]
27 May 2009, 2:03 pm
The consumer normally has to contact a credit reporting bureau directly to place the alert, and then repeat the process every 90 days for as long as the risk remains — a minor hassle that LifeLock and other companies have been happy to help consumers avoid, for a fee. [read post]
15 Mar 2009, 6:37 pm by Ed Dickson
The law, which is part of the Fair Credit Reporting Act, guarantees anyone access to a free credit report from each of the big three credit reporting agencies — Experian, Equifax, and TransUnion — every twelve months.The reason for this campaign was the large volume of complaints from consumers, who thought they were getting something for free, but were not. [read post]
16 Feb 2009, 7:12 am
  That seems inconsistent with the trend towards greater transparency of credit information reflected in the 2003 FACTA Act, which mandated that credit bureaus provide consumers with their credit reports without charge at least once a year upon request, though it did not require the credit bureaus to provide credit scores for free. [read post]
13 Feb 2009, 7:46 pm
Credit bureaus say they usually need to check with the lender because 30 percent of disputes are filed by shady credit-repair companies that challenge all the negative information on a consumer's report, regardless of its validity. [read post]
8 Feb 2009, 3:10 pm
by Jeff Sovern The National Consumer Law Center released a report authored by Chi Chi Wu last week, Automated Injustice: How a Mechanized Dispute System Frustrates Consumers Seeking to Fix Errors in Their Credit Reports, that charges that Equifax, Experian, and TransUnion handle credit reporting disputes "in an automated and perfunctory manner. [read post]
3 Feb 2009, 7:26 pm
" TransUnion, LLC (one of the three major credit bureaus) also announced it will begin offering the new FICO score with the two other major credit bureaus expected to follow soon. [read post]
5 Jan 2009, 9:13 am
"A provision of the Fair Credit Reporting Act allows you to add comments to your credit report that can cover 'any number of items or topics they wish,' according to Steven Katz, a spokesman for credit bureau TransUnion. [read post]
11 Nov 2008, 7:37 pm
However, the actual length of time depends somewhat on the individual consumer credit reporting agency. [read post]
30 Sep 2008, 1:51 pm
  The problem: Old debts, which are typically forgiven by the courts in a bankruptcy filing, are still being reported as active on many consumers' credit reports... [read post]
29 Jun 2008, 2:22 pm
We started this blog off with the suggestion that you pull your credit reports, review them, and dispute any errors with the consumer reporting agencies or credit bureaus (Equifax, Experian, and Trans Union). [read post]
14 Nov 2007, 8:35 pm
The FTC has estimated that the no-hit phenomenon has created "tens of millions" more files in the credit bureaus' databases than there are actual consumers. [read post]
25 Oct 2007, 4:34 am
MORAL OF THE STORY - Before pulling a credit bureau in connection with a consumer transaction, take note of whether the transaction at issue was a voluntary request for credit that has gone bad or whether it was an involuntary debt incurred by the debtor. [read post]
25 Oct 2007, 4:34 am
MORAL OF THE STORY - Before pulling a credit bureau in connection with a consumer transaction, take note of whether the transaction at issue was a voluntary request for credit that has gone bad or whether it was an involuntary debt incurred by the debtor. [read post]
10 Oct 2007, 6:25 am
Beginning October 15, 2007, TransUnion will permit a consumer in those states where no credit freeze laws have been passed to freeze their information for a $10 fee, or for no fee if the consumer is an identity theft victim. [read post]
6 May 2007, 8:52 am
According to the article, Three major credit bureaus - Equifax, Experian and TransUnion sell services that promise to protect against identity theft for $60 to $180 a year, Landers reported. [read post]
3 May 2007, 6:11 am
") As someone who grants consumer credit, Hendrick grudgingly agrees. [read post]
16 Apr 2007, 1:44 pm
Once death certificates have been obtained, copies should be sent to Equifax, Experian and TransUnion; the three credit-reporting bureaus with a notice stating that activity under the decedent's social security number should immediately be reported. [read post]