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28 Sep 2017, 6:22 am
Concepcion that California’s Discover Bank rule that effectively barred enforcement of class action waivers in consumer arbitration contracts is preempted by the Federal Arbitration Act (“FAA”). [read post]
26 Sep 2017, 3:08 pm
Director Zhao reminded us of the importance of the implementation of a credit system in society as a matter of national policy. [read post]
26 Sep 2017, 1:56 pm
In Madden, the Second Circuit ruled that a nonbank that purchases loans from a national bank could not charge the same rate of interest on the loan that Section 85 of the National Bank Act allows the national bank to charge. [read post]
26 Sep 2017, 6:45 am
Governor Mario Cuomo announced that “The Equifax breach was a wakeup call and with this action New York is raising the bar for consumer protections that we hope will be replicated across the nation. [read post]
24 Sep 2017, 12:50 pm
It covers banking, consumer protection, false claims, environmental, wage & hour, unfair labor practice, health, safety, employment discrimination, price-fixing, bribery and other cases initiated by 43 federal regulatory agencies and the Justice Department since 2000; in all, 300,000 cases with total penalties of more than $394 billion. [read post]
NCSLT Litigation Moratorium? – Expect confusion, inconsistent implementation, and need for follow-up
22 Sep 2017, 2:27 pm
(TSI), the “special servicer” of the National Collegiate Students Trusts for defaulted loans, to clean up its act. [read post]
22 Sep 2017, 10:00 am
The "Arab National Fund" Lawyers in the Village of al-Zawiya Case Session 7 - Politics and Violence in Times of Nation-Building Chair: Anat Stern (Israel National Defense College)Ofira Gruweis-Kovalsky (Zefat Academic College), Politicization, Fabrication of Evidence and Terror: The Case of "Brith Kana'im"Nomi Levenkron (Tel Aviv University), "We Weren't Nursery School Teachers, Either": The Sailors Strike in CourtOmri Pelerman (Tel… [read post]
20 Sep 2017, 12:46 pm
If the consumer defaults on such a lawsuit, wages and bank accounts can be garnished. [read post]
19 Sep 2017, 6:24 pm
The ECOAQ ensures banks, finance companies, retail and department stores, and credit card companies accept and review your credit application in an unbiased manner. [read post]
19 Sep 2017, 6:24 pm
The ECOAQ ensures banks, finance companies, retail and department stores, and credit card companies accept and review your credit application in an unbiased manner. [read post]
19 Sep 2017, 2:30 pm
” What makes the breach especially risky for consumers is that Equifax — one of three national credit bureaus — held in one place crucial personal information regularly accessed by lenders, banks, credit card companies and other entities to assess one’s creditworthiness and do things like assign applicable interest rates. [read post]
19 Sep 2017, 10:38 am
The profits that all American multinationals — not just Fortune 500 companies — collectively claimed they earned in these two island nations according to the most recent data totaled 1,884 percent and 1,313 percent of each country’s entire yearly economic output, respectively. [read post]
19 Sep 2017, 10:38 am
PIRG Education Fund works to protect consumers and promote good government. [read post]
18 Sep 2017, 12:04 pm
This past January, the CFPB filed a lawsuit against TCF National Bank in Minnesota federal district court that alleged that the bank, in connection with offering overdraft services, violated the Consumer Financial Protection Act’s UDAAP prohibition and Regulation E (which implements the Electronic Funds Transfer Act). [read post]
17 Sep 2017, 11:03 pm
The first stage comprised the drafting of National Inventory and Normative reports by National Correspondents (NCs) from 13 EU countries. [read post]
17 Sep 2017, 7:30 pm
NCSLT 2007-3 expects that approximately 81% of the loans to be purchased by it at closing will be “Direct-to-Consumer” loans and that the remaining 19% of the loans to be purchased by it at closing will be “School Channel” loans. [read post]
15 Sep 2017, 3:45 am
This MOU may have been entered into in connection with an ongoing investigation of bank practices that was commenced in the Spring of this year following reports related to allegations that certain employees of banks were pressured to upsell to consumers and meet unrealistic sales targets. [read post]
13 Sep 2017, 12:46 pm
But what happens when these fairly well known effects consumes an entire nation rather than a smaller region within a much larger national state? [read post]
8 Sep 2017, 3:17 pm
Class action lawsuits our law firm has been involved in or spear-headed have led to substantial awards totalling over a million dollars to organizations including the National Association of Consumer Advocates, the National Consumer Law Center, and local law school consumer programs. [read post]
6 Sep 2017, 3:23 pm
National Australia Bank insulated foreign companies from American securities class action lawsuits. [read post]