By contrast, in A, the claimant – who was part of a domestic violence victims’ Sanctuary Scheme – lived in a three-bedroom apartment adapted to her security needs. [read post]

ASIC submitted the Notification Clause was unfair within the meaning of ss 12BF(1)(a) and 12BG(1) of the Australian Securities and Investments Commission Act 2001 (Cth) (ASIC Act) on the basis that it: imposed an unclear disclosure obligation on the insured; suggested that Auto & General had a broader right to refuse or reduce claims than permitted under the ASIC Act; and was liable to mislead or confuse insureds as to their rights and obligations under the contract. [read post]