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13 Dec 2023, 3:06 pm by Chris Skelton
Other federal laws regulate mortgage lending when a consumer purchases a home. [read post]
29 Nov 2023, 6:45 am by Candace Milner
In 1975, Congress approved the Home Mortgage Disclosure Act (HMDA) to quantify where and to whom banks made loans. [read post]
3 Nov 2023, 8:24 am
  Real estate documents - If you or your spouse own your home or any other real estate properties, gather copies of property deeds, mortgage documents, and information on any outstanding loans or liens related to the property. [read post]
19 Oct 2023, 9:05 pm by Gianna Hill
The Federal Housing Administration announced a new policy expanding access to mortgage financing for homes with rental units on the same property as the primary residence. [read post]
12 Oct 2023, 3:05 am by Darin Swayne
Two of the most typical collateralized loans are mortgages and auto loans. [read post]
6 Aug 2023, 5:40 am by Joel R. Brandes
  Specifically, the Age 29 Law “expands access to health insurance through a COBRA-like benefit for young adults by requiring commercial insurers, non-profit corporations, and HMOs to offer an option to continue coverage for unmarried young adults through age 29, regardless of financial dependence, under a parent’s group health insurance policy. [read post]
26 Jun 2023, 9:01 pm by renholding
Bank competition affects the interest you earn on your savings account, the monthly payment on your mortgage or car loan, the fees you pay to withdraw cash from an ATM, the variety of financial products you can choose from, and whether your business can get an affordable loan. [read post]
23 Jun 2023, 8:54 am by Mary Anne Peck
Stricter Rules Could be Coming for Banks with Over $100B in Assets The heads of the Federal Deposit Insurance Corporation and the Federal Reserve said last week that bank regulators are considering applying a set of tougher capital rules to banks that have over $100 billion in assets. [read post]
23 Jun 2023, 5:54 am by Mary Anne Peck
Stricter Rules Could be Coming for Banks with Over $100B in Assets The heads of the Federal Deposit Insurance Corporation and the Federal Reserve said last week that bank regulators are considering applying a set of tougher capital rules to banks that have over $100 billion in assets. [read post]
3 Jun 2023, 7:41 am by Russell Knight
In the mortgage example, even the comparatively small monthly mortgage payments could not be deducted from the inflated income, for a home mortgage is not an expense that produces income” In re Marriage of Tegeler, 848 NE 2d 173 – Ill: Appellate Court, 2nd Dist. 2006 The non-business owning spouse never understands how the business owner’s business really works. [read post]
10 May 2023, 4:00 am by Administrator
Periodically on Thursdays, we present a significant excerpt, usually from a recently published book or journal article. [read post]
2 May 2023, 9:01 pm by renholding
Advisers now report more than $25 trillion in private fund gross asset value[2] amongst tens of thousands of funds.[3] The reported assets surpass the size of the total $23 trillion banking sector.[4] In 1998, the industry had $800 billion to $1 trillion in assets with only a few thousand funds.[5]This represented 20-25 percent of the then $4-plus trillion banking sector.[6] The private fund industry plays an important role in each sector of the capital markets, whether it’s equity, treasury,… [read post]
29 Mar 2023, 11:15 am by Guest Author
The Great Depression brought a federal thrift charter, a dedicated system of regulators, emergency liquidity from government-sponsored Federal Home Loan Banks, federal and state deposit insurance, and federal financing of home mortgages. [read post]
20 Jan 2023, 3:03 pm by Chris Skelton
The center is divided into several sections specific to various types of accidents, such as motor vehicle accidents, slip and falls, medical malpractice, nursing home abuse and negligence, and workplace accidents. [read post]
30 Dec 2022, 6:00 am by Ana Popovich
Gwen Thrower, a former underwriter for Utah-based Academy Mortgage Corporation, blew the whistle on the mortgage company and alleged it was engaging in improper underwriting and originating procedures. [read post]
22 Dec 2022, 1:55 am by Kyle Hulehan
Corporate Income Tax and Other Business Tax Changes Four states—Arkansas, Nebraska, New Hampshire, and Pennsylvania—have corporate income tax rate reductions taking effect. [read post]
22 Nov 2022, 9:46 am by Richard J. Andreano, Jr.
  HUD also issued Mortgagee Letter 2022-18 addressing with regard to FHA-insured loans general flood insurance requirements, flood insurance requirements for condominiums, manufactured homes and home equity conversion mortgage (HECM) loans (i.e., reverse mortgage loans), and private flood insurance requirements. [read post]