Search for: "Merchants Credit Association"
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22 Feb 2009, 5:04 am
They are now reporting this development based on it being revealed by another source.On February 21, 2009, databreaches.net revealed evidence of this data breach based on information sifted from two credit union sites (TVACU.com and Pennsylvania Credit Union Association CardNet).The only data elements at risk are account numbers and expiration dates. [read post]
9 Dec 2009, 5:15 am
 Credit cards eliminate the operational cost and non-payment risk associated with maintaining an in-house credit operation. [read post]
17 Sep 2007, 8:14 am
His interests are widespread in the area of bankruptcy, having written on everything from equitable subordination to the credit card company/merchant relationship to statutory interpretation. [read post]
30 Nov 2010, 9:42 am
Rely on the use of a credit card as a proxy for age? [read post]
27 Dec 2012, 1:25 pm
The interchange fee—a fee set by the card associations that is charged by the bank that issued a credit or debit card to the acquiring bank of the merchant who accepted the card—is the largest expense merchants incur in connection with accepting credit or debit cards. [read post]
27 Jun 2018, 11:47 am
” These antisteering provisions prohibit merchants from “steering” cardholders at the point of purchase away from using their American Express card in favor of other credit cards to avoid having to pay American Express’s higher merchant fees. [read post]
7 Dec 2010, 10:42 am
All of these questions, and more, will be covered in the upcoming International Association of Franchisees and Dealers (IAFD):Credit Card Processing 101- What every merchant has to know. [read post]
18 Jul 2012, 7:24 am
Under the terms of the settlement, merchants will be allowed to impose additional fees on consumers using credit cards. [read post]
9 Dec 2009, 8:43 am
The GAO report raises concerns about card association the level of interchange fees (that acquirers pay issuers for credit card transactions processed) but also about other card association rules such as the 'no surcharge rule.' That rule prevents a merchant who accepts card transactions from charging a 'point of sale' premium to consumers who use a card rather than using cash or checks. [read post]
2 Jul 2008, 3:01 am
Merchants are required to accept all (credit or debit) cards bearing a card association's label, to take them at all of their locations (web, brick and mortar), to treat all cards the same, and are forbidden from surcharging for credit. [read post]
30 Sep 2015, 9:37 am
Small Business Association. [read post]
3 Oct 2012, 11:14 am
In 2005, the plaintiffs, merchants and retail industry associations, filed fourteen actions, namely alleging that JP Morgan & Chase Co. conspired with MasterCard and Visa to rig credit-card processing fees. [read post]
20 Jul 2023, 6:30 am
The concern was that legal clients who were facing the complexities of their cases would be further burdened by the additional costs associated with credit cards. [read post]
9 Dec 2009, 1:36 pm
 The normal competitive process frequently does not result in customers being charged for all of the costs associated with their purchases. [read post]
9 Apr 2014, 7:55 am
Each card association has a system for resolving disputes between customers and merchants, and these disputes may be quickly resolved where the transaction was properly documented. [read post]
28 Sep 2022, 6:37 am
Pix also charges merchants a small fee for transactions but, as noted, it is not able to offer the same protections. [read post]
17 Feb 2020, 3:03 pm
Patent No. 8,311,945 is a method of processing checks and lists a four step process: (1) receiving data associated with magnetic ink character recognition (MICR) for each paper check (but not an image file of the checks); (2) crediting the merchant account; (3) subsequently scanning the checks for a digital image and (4) comparing the scanned image with the MICR information. [read post]
13 Feb 2012, 4:30 am
Most people know that they’re protected by the credit card processing companies, since they’ll get their money back if the merchant does not live up to his end of the bargain. [read post]
4 Aug 2020, 11:51 am
No credit card fees from the merchant should ever be taken out of the trust account. [read post]
6 Apr 2017, 2:24 pm
Even though there is no specific statute forbidding merchants from charging delivery fees that exceed the actual costs of shipping, the new complaints assert that the practice violates California Unfair Competition Law and Consumer Legal Remedy Act, based on ethical guidelines promulgated by the Direct Marketing Association, which state that “shipping or handling charges, if any, should bear a reasonable relationship to the actual costs incurred. [read post]
