Posts tagged with: "FDCPA"
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6 Jun 2007, 3:28 pm
But a collector leaving a message risks violating three sections of the FDCPA. [read post]
5 Nov 2020, 1:52 pm
A number of states require specific (and lengthy) disclosures, in addition to those already required by the FDCPA, in all written collection communications, which includes text messages. [read post]
25 Aug 2016, 7:16 am
The spouse is also simultaneously a “consumer” under FDCPA Section 805(d) because the FDCPA includes a person’s spouse as a “consumer” with whom a collector can discuss that person’s debts. [read post]
7 Oct 2021, 11:24 am
” The partial message is not, however, a “collection communication” within the meaning of the FDCPA because it does not contain information about a debt. [read post]
31 May 2025, 7:29 am
Here are some detailed examples of unlawful collection practices:These behaviors are not only unethical but often illegal under laws such as the Fair Debt Collection Practices Act (FDCPA). [read post]
10 Apr 2012, 6:24 am
Legal Helpers Debt Resolution, LLC, and Macey, Aleman, Hyslip & Searns, recently agreed to pay the Attorney General for the State of Illinois $ 314,000 as a fine for operating an unlicensed debt settlement business. [read post]
21 Nov 2011, 6:22 pm
Portfolio Recovery Associates (“PRA”) was the defendant in at least seven lawsuits filed during 2011 which alleged that PRA violated the Fair Debt Collection Practices Act while attempting to collect “zombie” debts. [read post]
27 Aug 2012, 6:22 pm
New York judges have openly expressed their frustration with credit card collection lawsuits and the fact that consumers contest only six percent of the time. [read post]
14 Feb 2012, 5:25 pm
An 85 year old Oregon cardholder filed a complaint alleging that Wells Fargo Credit Card Services, Inc’s collector called 911 and falsely reported that she was considering suicide. [read post]
3 Sep 2012, 5:33 pm
§ 1692, et seq., moots a claim brought pursuant to the FDCPA. [read post]
30 Oct 2014, 8:24 am
“During one or more examinations,” CFPB examiners found debt collector employees had violated the FDCPA by regularly identifying their employer without being expressly requested to do so as required by the FDCPA. [read post]
28 May 2012, 2:00 am
The lawsuit charges that ProCollect violated the Fair Debt Collection Practices Act (FDCPA) by harassing him, by annoying him with repeated phone calls, by misrepresenting the legal status of the debt, by failing to tell him that the communication was an attempt to collect a debt, and by failing to send the required validation notice. [read post]
15 Oct 2009, 4:40 am
Judge Carnes is sure on a roll.Yesterday we wrote about the opening of his opinion in Stein, which crisply distilled the entire history of American real estate into a single pithy and readable paragraph.Today the Judge starts an opinion by likening a debt collector's efforts to rely on the "bona fide error" defense under the FDCPA to America's bloody involvement in the Vietnam War:In an oft-repeated statement from the Vietnam War, an unidentified American military… [read post]
30 Jan 2007, 4:11 am
Do collectors violate the FDCPA if they attempt, without sending the case to a lawyer, to collect the debt by telephone and mail? [read post]
7 Jun 2012, 2:00 am
The lawsuit charges that CBE Group violated the Fair Debt Collection Practices Act (FDCPA) by calling after 9:00 p.m., and by engaging in harassing behavior. [read post]
4 Jan 2010, 11:10 am
Learn more about the Fair Debt Collection Practices Act (FDCPA) and if you live in Alabama and have any questions, please feel free to call us at 205-879-2447 or contact us through our website. [read post]
29 May 2012, 2:00 am
The lawsuit charges that Amerassist A/R Solutions violated the Fair Debt Collection Practices Act (FDCPA) by contacting him at a place and time known to be inconvenient, by calling him at work knowing that his employer prohibited such calls, by harassing him, by failing to disclose the identity of the debt collection agency, and by failing to inform him that the communication was an attempt to collect a debt. [read post]
31 Aug 2012, 2:00 am
The lawsuit charges that Sentry Recovery & Collections violated the Fair Debt Collection Practices Act (FDCPA) by engaging in harassing behavior; by not disclosing the identity of the debt collection agency during a call; by misrepresenting the legal status of a debt; by threatening our client with garnishment; by threatening to take legal action without actually intending to do so; by employing false and deceptive means to collect a debt; and by failing to send a validation notice. [read post]
25 Jul 2012, 2:00 am
The lawsuit charges that Glass Mountain Capital violated the Fair Debt Collection Practices Act (FDCPA) by informing a third party about the debt; by engaging in harassing behavior; by using unfair and unconscionable means to collect a debt; and by making false, deceptive, or misleading representation. [read post]
5 Jun 2012, 2:00 am
The lawsuit charges that Co-operative Adjustment Bureau violated the Fair Debt Collection Practices Act (FDCPA) by contacting a third party for a purpose other than to confirm or correct location information; by engaging in harassing behavior; by using false, deceptive, or misleading representation in connection with debt collection; by misrepresenting the status of a debt; by threatening garnishment; and by failing to inform our client that communication was an attempt to collect a debt. [read post]
