Posts tagged with: "Mortgage+Debt+" Results 1021 - 1040 of 12,618
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17 Jun 2022, 6:35 am by Robert Kraft
Do you, for example, have life insurance that can be used to pay off your mortgage or other debts, for example? [read post]
14 Dec 2020, 7:40 am by Richard J. Andreano, Jr.
The CFPB recently issued a final rule amending Regulation Z ability to repay rule/qualified mortgage (QM) requirements to replace the strict 43% debt-to-income (DTI) ratio basis for the general QM with an annual percentage rate (APR) limit, while still requiring the consideration of the DTI ratio or residual income. [read post]
18 Oct 2010, 6:18 am by Ryan
by Ryan McKeen Lots is being written about sloppy practices by lenders in executing mortgage documents. [read post]
2 Oct 2012, 10:00 am by Bankruptcy Legal Group
Bankruptcy can give consumers in San Diego the time they need to truly understand their financial situations and to develop strategic plans for getting out of debt. [read post]
12 Dec 2018, 4:00 am by jweil
Your car loan, home mortgage, account at the appliance or electronics store, and maybe a debt that’s resulted in a judgment lien—these debts with collateral are the ones that grab the most attention during a bankruptcy case. [read post]
25 Apr 2011, 12:17 pm by rnahoum
Loan Servicer Exception Liability under the FDCPA for mortgage servicers initially turns on whether or not the entity attempting to collect the debt is a “debt collector” as defined by the Act. [read post]
24 Aug 2007, 12:12 pm
A number of articles in the Times in the last week have been inspired by the mortgage meltdown. [read post]
12 Dec 2018, 4:00 am by jweil
Your car loan, home mortgage, account at the appliance or electronics store, and maybe a debt that’s resulted in a judgment lien—these debts with collateral are the ones that grab the most attention during a bankruptcy case. [read post]
6 Feb 2009, 1:30 pm
Second mortgages if wholly unsecured may stripped away and treated as an unsecured debt. [read post]
2 Dec 2019, 1:25 pm
  Sources: https://www.investopedia.com/terms/s/strategic-default.asp https://www.bankrate.com/finance/mortgages/risks-of-walking-away-from-mortgage-debt-1.aspxRead More [read post]
16 May 2012, 10:52 am by JinAh Lee
According to a New York Times article, about 15 of these states have quietly announced that they plan to use the cash they’re receiving from the mortgage servicers–$2.5 billion intended to fund programs to prevent foreclosure, investigate allegations of financial fraud, and help homeowners in financial distress–to pay their debts and make up budget shortfalls. [read post]
9 Jul 2012, 4:41 am
This case[1] affirms the prevailing rule that even compliance with state-court law or practice can be violative of the Fair Debt Collection Practices Act ("FDCPA"). [read post]
12 Feb 2014, 11:10 am by Sean Hanover
The Mortgage Forgiveness Debt Relief Act of 2007 specifically allows short-sales and foreclosures deficiencies to be excluded from taxable income. [read post]
11 Apr 2012, 7:42 am by Ryan Blay
  They need to notify any creditor that obtained a judgment for a debt (a credit card judgment, a judgment for an unpaid medical bill, a personal injury). [read post]