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”)  The CFPB mentioned the Regulation Z prohibition on assessing multiple late fees for the same missed payment on an open-end credit card account and the requirement that late fees on an open-end credit card account be “reasonable and proportional. [read post]
19 Sep 2022, 12:14 pm
Open a Bank Account in Your Name Only If you do not already have a bank account in your name only, now is the time to open one. [read post]
13 Sep 2022, 6:54 pm by Jack Bogdanski
The aging champ smiles all the way through the spiel, as if he's in on a splendid joke.But now my annoyance and amusement have flipped to downright outrage, as I opened my snail mailbox to find this garbage:They're obviously trying to scare some poor elder or sap into thinking they'll be in trouble with their mortgage company if they don't buy the warranty. [read post]
Your rent or your mortgage is due in 3 days and you’re worried that the payroll team can’t fix their error in time for you to make that payment. [read post]
6 Sep 2022, 1:32 pm by Ezra Rosser
This Article opens a new inquiry into what these long-buried histories teach us about property law. [read post]
6 Sep 2022, 9:09 am by Jochen Vester (UK)
Mr Woods has an open mind on this Strong and Simple threshold question. [read post]
6 Sep 2022, 6:33 am
Certain retirement accounts have steep penalties for withdrawing funds that you may need if you find yourself the sole owner of a home with expensive mortgage payments or maintenance needs. [read post]
23 Aug 2022, 4:52 pm by Shelly
”) – and sometimes they’re significant (“Should we open a new office in North Carolina? [read post]
10 Aug 2022, 2:35 pm
While this might seem even more intimidating, lenders in such a situation are often open to negotiations regarding repayment and bringing the loan current, as doing so is likely to be financially advantageous for the lender. [read post]
7 Aug 2022, 11:30 am by Giles Peaker
This would usually include mortgage possession hearings, stays of eviction, and most (though not all) kinds of application hearings. [read post]
7 Aug 2022, 10:25 am by petrellidev
Even more important, you open yourself up to another round in court over alimony and child support when both of you can see each other’s finances like an open book. [read post]
29 Jul 2022, 7:47 am by Tessa Shepperson
In the Mediterranean people leave their homes shuttered all day, with the windows open behind. [read post]
28 Jul 2022, 12:48 pm by Michael Gordon and John L. Culhane, Jr.
Director Chopra also made the following comments on other CFPB rulemaking activity: Qualified mortgages. [read post]
  In addition, the safe harbor provisions should also be considered by noteholders or other creditors before selecting a  replacement index for closed-end adjustable-rate mortgages or other closed-end variable-rate credit products that do not contractually require use of a SOFR-based replacement index. [read post]
22 Jul 2022, 12:30 pm by John Ross
Together with associate Salvatore Pelullo, Nicky stumbles on the "golden vein of deals"—a recently bankrupt mortgage company that was receiving periodic payments from its bankruptcy trust without doing any actual business. [read post]
19 Jul 2022, 10:08 am by Brian Turetsky
  He also called out fake veterans charities, purported VA mortgage loan schemes, and bogus free medical equipment for service-related injuries as the top-three military-specific scams the AARP has identified. [read post]