Search for: "The Opt-Out Lenders"
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5 May 2010, 8:59 am
Lenders financed these transactions because they knew they could sell their mortgages to federally-backed greater fools, Fannie Mae and Freddie Mac. [read post]
25 Apr 2010, 8:15 am
Of course, in many ways the opt-out issue is one about regulatory design. [read post]
26 Mar 2010, 11:10 am
Especially in states like California, where thousands of mortgages are underwater, even those who can still make payments are opting to opt out. [read post]
10 Mar 2010, 5:41 pm
While banks have that right, they can opt not to exercise it. [read post]
8 Mar 2010, 12:26 pm
Thus, the key policy recommendations of behavioral economics turned out to be more and better disclosure of accurate information, so that consumers could make adequately informed choices; sometimes, this approach also suggested using policy to change the "default rules" against which consumers act, so that if higher savings rates were desirable, policy could be designed to require a certain amount per paycheck to be set aside for savings, with consumers being able to opt… [read post]
8 Mar 2010, 6:00 am
They can have a chance to check out the place thoroughly before they finally decide to buy it. [read post]
5 Mar 2010, 9:25 am
If the home sells for less than the loan, the estate owes nothing since these loans are covered by insurance, taken out by the borrower, to repay the lender for any shortfall. [read post]
21 Feb 2010, 10:12 pm
[9] Lenders and creditors are required to provide consumers with a standardized accounting of the real costs of their lending arrangements. [10] This is done through APR, annual percentage rate, which includes not only interest but all the associated costs of a loan to determine the annual cost as a percentage of the original loan. [11] Simplified, this means that if a lender lent $100, with $20 in interest, with a $5 fee, that lender is required to inform… [read post]
5 Feb 2010, 6:05 am
Riskier institutions that do have exposure, if forced to choose between proprietary trading and deposits, may opt to “de-bank. [read post]
3 Feb 2010, 9:11 am
I do note that there is nothing in this law about limiting interest rates - in my mind 29% interest rates are a bigger problem than getting more time to opt out of account term changes. [read post]
25 Jan 2010, 7:57 am
Once you opt out of that, your rate will go back down but your access to that card will close. [read post]
21 Jan 2010, 9:00 am
"The challenges center on four questions that - with the economy still so uncertain - cry out for answers now more than ever. [read post]
18 Jan 2010, 10:27 am
But owners who don't have either should really stop and think twice before opting for a GMP contract. [read post]
18 Jan 2010, 9:27 am
But owners who don't have either should really stop and think twice before opting for a GMP contract. [read post]
18 Jan 2010, 9:27 am
But owners who don't have either should really stop and think twice before opting for a GMP contract. [read post]
4 Dec 2009, 8:26 am
The trade group for payday lenders said it began requiring members to display their fees on posters in their stores last year. [read post]
29 Nov 2009, 11:47 pm
Part III analyzes the legislation and its drawbacks, provides advice for investors who for various reasons want to opt out of Russian law. [read post]
17 Sep 2009, 6:38 am
This flaw turns out to be fundamental and requires a rethinking of the general MMF framework. [read post]
11 Sep 2009, 3:34 am
He says South American could add more beans to the supply and $9 beans out of the field this fall will drop under $9 next spring. [read post]
24 Aug 2009, 5:30 am
Watch out Madoff! [read post]
