Posts tagged with: "insurance"
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27 Sep 2010, 1:09 pm
It was reported on Tuesday, September 21st by the Missouri Department of Insurance that eight companies and individuals have been accused of selling fake health plans. The fines against these companies and individuals is more than one million dollars. The companies sold plans that were disguised as medical insurance. The plans were marketed through unsolicited faxes which at least 150 Missouri Consumers bought. The faxes said things such as "Dependent Coverage" and "Group Health Plan." $130,000 in… [read post]
1 Jul 2011, 3:08 pm by brittania
Authorities in Washington have fined Unum Life Insurance Co. of America after it sold hundreds of long-term care insurance policies that hadn’t been updated to reflect changes to state laws.   On Jan. 1, 2009, new regulations pertaining to long-term care insurance took effect in Washington. Specifically, the changes contained provisions governing unintentional lapses in coverage, definitions and standards continuation of coverage provisions and required disclosure provisions.   The… [read post]
3 Mar 2014, 7:06 am by admin
I wanted to share a couple of lists I recently came across in case you did not know these resources were available.  One of these lists details the top insurers in Florida by policy count as of September 2013, and the other shows which insurers are writing the most new business. For those of you who didn’t know, Florida’s OIR [read post]
17 Jul 2012, 2:12 pm by admin
Consumers purchase life insurance policies to ensure that their families are financially cared for when they pass away. The life insurance policy is a contract whereby you pay your premium and, in exchange, the life insurer pays out the death benefit to your beneficiaries if you die during the policy period. In determining whether to [...] [read post]
4 Sep 2011, 11:50 am
If a tree falls on your house or building because of Tropical Storm Lee, you should make a claim with your own insurance regardless of whether the tree was growing on your property or another person's property before the storm. Fortunately, you should not have to pay a hurricane deductible since Tropical Storm Lee is not a hurricane. Make sure to take photographs of the tree before removing it from the home. Furthermore, you should check for structural damage to your home as well as for any… [read post]
9 Aug 2011, 4:40 pm by webreputationbuilders
This is part 2 of the blog series discussing life insurance trusts and estate taxes. 6. What if my estate is larger than this? I) If the trust buys the insurance, it will not be included in your estate. So the proceeds, which are not subject to probate or income taxes, will also be free from estate taxes. II) Insurance proceeds are available right after you die. So your assets will not have to be liquidated to pay estate taxes. III) Life insurance can be an inexpensive way to pay estate… [read post]
10 Oct 2013, 7:52 pm by structuredsettlements
by John Darer CLU ChFC CSSC RSP CLTC Over my 30 year career I have developed a set of skills to help people plan for financial transitions and life contingencies and helped them and/or their families... This is a content summary only. Please click on the title for the full content, If you find yourself on FAEMM community, back out and type in www. structuredsettlements.typepad.com [read post]
3 Jun 2011, 7:45 am by Carol L. Schlitt
Here’s a question I received about filing an insurance claim after a car crash: I was rear-ended by someone on the Long Island Expressway. The accident was no fault of mine. What I am struggling with is whose insurance to go through. Should I go through mine or hers? What are the pros and cons of going through hers instead of mine and which do you recommend I do? [read post]
10 Oct 2013, 7:52 pm by structuredsettlements
by John Darer CLU ChFC CSSC RSP CLTC Over my 30 year career I have developed a set of skills to help people plan for financial transitions and life contingencies and helped them and/or their families... This is a content summary only. Please click on the title for the full content, If you find yourself on FAEMM community, back out and type in www. structuredsettlements.typepad.com [read post]
26 Nov 2013, 10:41 am by admin
photo from http://www.abbaclaims.com/files/header/header-sinkhole.jpg Polk County’s Honorable John Radabaugh recently issued a very detailed order outlining his following opinions on a 2010 sinkhole insurance claim: “Structural Damage” Means More than “Damage to the Structure”: To have coverage for a “sinkhole loss” for this 2010 insurance policy, the insured’s expert had to show there was “structural damage” to the property… [read post]
11 Mar 2011, 3:28 pm by structuredsettlements
The companies that issue structured settlement annuities are among the biggest financial institutions in the United States, if not the world. Not only are they the biggest but the majority of... This is a content summary only. Please click on the title for the full content, If you find yourself on FAEMM community, back out and type in www. structuredsettlements.typepad.com [read post]
18 Apr 2010, 11:52 am by The Berniard Law Firm
For those Louisiana residents, whether you live in Lake Charles, Shreveport, Baton Rouge, New Orleans, Kentwood or any other of the great cities across this state, looking for more information on their possible personal injury claim, check out our blog dedicated to these legal matters: Louisiana Personal Injury Blog This blog discusses the legal issues relating to Admiralty/Maritime law, Animal/Dog Bites, Car Accidents, Chemical/Industrial Spills, the intricacies of Expert Testimony, Insurance… [read post]
31 Dec 2012, 4:44 pm by Paul
Thursday, December 27, 2012, Adrian James Hernandez (age 18) of Conroe, Texas was the latest victim of people driving at unsafe speeds in rainy weather. Adrian Hernandez was a passenger in his own vehicle, a 1990  Mazda RX7, that he had just recently acquired. The vehicle was being driven by his 19 year-old brother, Ryan Eric Hernandez. Apparently, the Mazda was westbound on FM 1485 near New Caney when it spun out of control into oncoming traffic read more [read post]
16 Jan 2012, 6:53 am by emagraken
In my continued efforts to publicly summarize ICBC UMP Arbitration Decisions, reasons for judgement recently have been provided to me dealing with the restriction on ICBC UMP Coverage in circumstances where a vehicle occupant is injured through the negligence of a motorist who did not have the vehicle owner’s consent to operate. In the unreported 2003 UMP Decision (D v. ICBC) the Claimant was injured in a 1998 collision.  He was the occupant of a vehicle driven by MV.   MV did not have the… [read post]
18 Jan 2010, 7:00 am by Jim Reed
A question I am frequently asked is: Can my insurance company raise my premium due to an accident or traffic ticket? The answer is YES, unfortunately. I want to share details about this answer from the official N.Y. Insurance Department website. It’s important for drivers to understand just how the insurance companies justify charging you more and the terminology they use. Such an increase is known as a surcharge. Surcharges are based on the fact that a driver who has previously been at fault in… [read post]
20 Mar 2012, 2:12 pm
Perhaps you've just been involved in an automobile accident with another vehicle. Your car is damaged, but still drivable. Your neck and back feel a bit sore. The accident was not your fault. Now you must make several very important decisions. Undoubtedly, you will also have many questions. Given the current financial market, it has become more difficult for insurance companies to receive a good return on the premiums you pay. Therefore, greater pressure is placed on the claims departments to pay… [read post]
24 Jul 2010, 8:26 am
The second anniversary of Hurricane Gustav is quickly approaching. Many have still not recieved their supplemental insurance proceeds. Some have been denied. It may not be too late to file your Hurricane Gustav Insurance Lawsuit. If you still do not have enough money to fix your home or business property damage, or have not yet been fully compensated for your business losses or contents claims, or have not been able to afford replace your damaged asbestos slate or terracotta roof, Louisiana… [read post]
8 Jan 2014, 9:00 am by Barger & Wolen LLP
Barger & Wolen partner Gary Bresee recently updated Chapter 36 of the California Insurance Law & Practice, Homeowners and Related Policies.  The chapter revisions include: Trigger of coverage rules; Triggering first-party coverage vs. third-party coverage; Continuing or progressive damage issues; The known loss rule; Recission of the policy; The Residential Property Insurance Bill of Rights; and, Personal property coverage and exclusions. In addition, there are… [read post]
20 Mar 2014, 2:00 am by thehealthlawfirm
By George F. Indest III, J.D., M.P.A., LL.M., Board Certified by The Florida Bar in Health Law The ultimate goal of the Affordable Care Act (ACA) is to provide millions of previously uninsured Americans with access to health care. Open … Continue reading → [read post]
15 Aug 2011, 10:58 am by brittania
Insurance regulators in Utah have fined American Medical and Life Insurance Co. $50,000 for using an unlicensed company to sell one of its insurance policies that had been banned from sale in the state.   The Utah Insurance Department ordered the New York-based insurer to pay $25,000 as a fine and another $25,000 to cover the cost of its investigation.   According to the stipulation between the state and AMLI, in June, 2006, AMLI issued a group health hospital indemnity insurance policy to… [read post]